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25 Copperfield Dr #130, Cream Ridge, NJ, 08514

3beds
2baths
1,352sqft
$250,000
$185price/sqft
$1,826/moest. monthly cost
$73,040/yrincome needed

About This Home

Welcome to easy living in this beautifully maintained 3-bedroom, 2-bath ranch nestled in a sought-after 55+ community. Designed for comfort and convenience, this home offers true one-level living with a warm, inviting layout.Step inside to find a bright and spacious interior, perfect for both relaxing and entertaining. The highlight of the home is the cozy four-season room, where walls of windows frame peaceful views of the private wooded backyard your own tranquil retreat to enjoy year-round.The home features three generously sized bedrooms, including a primary suite with its own full bath, plus a second full bathroom for guests. The living and dining areas flow effortlessly, creating a welcoming atmosphere filled with natural light.Enjoy your morning coffee or unwind in the evening on the charming front porch, the perfect spot to take in the friendly neighborhood surroundings.Located in a vibrant 55+ community, residents enjoy a low-maintenance lifestyle along with access to amenities and social opportunities. With its serene setting, thoughtful layout, and inviting spaces, this home is the perfect blend of comfort and charm.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

5/10
3/10
New Egypt Middle SchoolGrades 6-82.5 mi
5/10
New Egypt High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1996

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Laundry features: Common Area

Basement

  • Basement: No

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Skylight(s)
  • Window features: Skylight(s)

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Property

Features

  • Patio & porch: Deck
  • Exterior features: Fitness Center,Tennis Court(s),Barbecue
  • Fencing: Fenced

Parking

  • Parking features: OffStreet

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Drought
Hurricane
Heat Wave
Lightning
Wildfire

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$74$888
Property Taxes $295$3,540
Electricity $193$2,318
Total$1,826$21,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,605/yr
40% on housing$54,780/yr
45% on housing$48,693/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 08514$273
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08514$279
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$260,000

For Sale by Agent

AgentSales Representative

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