See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

46 Vance Ave, Black Mountain, NC, 28711

3beds
3baths
1,452sqft
$435,000
$300price/sqft
$2,726/moest. monthly cost
$109,040/yrincome needed

About This Home

An exciting opportunity to own one of two new houses available for your buyer's that want to live in Black Mountain! This home has it all! First it is new construction, built by longtime local legend Dan Friday of Noble Carpentry Inc. Noble Carpentry has a reputation for quality construction with an eye for detail. Standard 1 year builder warranty is included. Second, is the location, location, location. The house sits within 500 steps of the center of downtown Black Mountain. Black Mountain is a vibrant, happening town with unique shops and great restaurants, as well as arts, crafts and music to enjoy. Yet Vance Ave is a quiet side street for evenings at home too. Third, you can enjoy 180 degree year round views from the back porch while sipping on a drink while grilling out. Fourth, the zoning of this property allows for light commercial usage such as attorney's offices, accountants, home business, etc and STR's are allowed also. 3 bedrooms, 2 and 1/2 bathrooms with over 1450sf with crawlspace storage underneath. All of this can be your's for the unbelievable price of $525,000. The other house sits just behind this one at 39 Terry Estates Drive. So your buyer and their friends can both buy one!

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Black Mountain PrimaryGrades PK-30.6 mi
6/10
Charles D Owen MiddleGrades 6-83.0 mi
7/10
Charles D Owen HighGrades 9-122.8 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Block,Vinyl

Other

  • Builder model: Donaldson
  • Builder name: Noble Carpentry Inc.

Type & Style

  • Home type: SingleFamily
  • Architectural style: Arts and Crafts
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Electric Water Heater,Exhaust Fan,Ice Maker,Microwave,Plumbed For Ice Maker,Refrigerator with Ice Maker
  • Laundry features: Common Area,Inside,Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Walk-In Closet(s),Other - See Remarks
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,452

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Heat Pump

Interior Area

  • Total structure area: 1,452
  • Total interior livable area: 1,452 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 061924875100000
  • Zoning: NMU
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch,Rear Porch,Other
  • Has view: Yes
  • View description: Long Range,Mountain(s),Year Round
  • Waterfront features: None

Lot

  • Lot size: 0.14 Acres
  • Features: Cleared,Views,Other - See Remarks
  • Lot size dimensions: 50 x 100

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide
Lightning

FEMA Declared Disasters in Buncombe County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$121$1,452
Property Taxes $206$2,472
Electricity $200$2,405
Total$2,726$32,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,462/yr
40% on housing$81,780/yr
45% on housing$72,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 28711$272
Buncombe County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28711$301
Buncombe County$278

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$500,000
2026-04-26Listed for sale$525,000

New Construction

AgentBill Johnson
BrokerageKeller Williams Professionals

Similar Homes