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1841 Zeta Way, Chattanooga, TN, 37404

3beds
3baths
1,576sqft
$499,900
$317price/sqft
$3,169/moest. monthly cost
$126,760/yrincome needed

About This Home

Modern luxury in The 1800's at Park Central -- one of Chattanooga's hottest new communities. This brand-new 3 bed, 3 bath townhome offers ~1,595 sq ft, 10' ceilings, and an open-concept layout designed for real living. The kitchen stands out with stone countertops, stainless appliances, large pantry, designer lighting, and a statement chandelier. Built with upgrades you won't find elsewhere: whole-house water filtration, UV air purification, ENERGY STAR construction, spray foam insulation, and no-VOC materials. Flexible first-floor suite with full bath + concrete floors -- ideal for guests or office. Upstairs features a spacious primary suite with walk-in closet, double vanity, and tiled shower. Secondary bedroom includes vaulted ceilings, private bath, and balcony with Lookout Mountain views. Oversized 2-car garage, extra storage, and covered patio add function to style. Prime location across from Montague Park -- walk or bike to Southside, downtown, UTC, restaurants, and more. Low-maintenance, high-quality living in the heart of it all. Priced to move -- schedule your private tour today. Pictures are both unit plans A and B and not the actual unit. Owner is a licensed real estate agent.

Getting Around

49
WalkingCar-Dependent
23
TransitMinimal Transit
56
BikeBikeable

Schools

6/10
3/10
4/10
The Howard SchoolGrades 9-121.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Metal Siding,Fiber Cement

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Free-Standing Range,Microwave,Range Hood
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Double Vanity,Open Floorplan,Walk-In Closet(s),Separate Shower,En Suite
  • Flooring: Concrete,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,576

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,Zoned

Interior Area

  • Total structure area: 1,576
  • Total interior livable area: 1,576 sqft

Property

Details

  • Parcel number: Lt 1 1800 Block Holtzclaw Avenue Pb E2 Pg 255 Rev

Features

  • Levels: Three Or More,Tri-Level
  • Stories: 3
  • Patio & porch: Other
  • Exterior features: Balcony,Lighting,Rain Gutters
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Features: Level
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Off Street,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Earthquake
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance $209$2,508
Property Taxes $258$3,096
Electricity $175$2,103
Total$3,169$38,028

Income You'd Need if You Spent...

35% on housing$108,651/yr
40% on housing$95,070/yr
45% on housing$84,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$153
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$499,900

New Construction

AgentHeather Hague
BrokerageDixon Homes Realty

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