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201 Collins Rd NW, Milledgeville, GA, 31061

5beds
3baths
2,448sqft
$549,900
$225price/sqft
$3,649/moest. monthly cost
$145,960/yrincome needed

About This Home

Welcome to your perfect escape on the shores of Lake Sinclair, where classic Southern lake living meets comfort and ease. Situated on a .79-acre lot in an established area, this well-maintained five-bedroom, three-bath home offers just under 2500 square feet designed for both everyday living and effortless entertaining. The property captures beautiful sunrise and sunset views over the water, creating a peaceful setting that truly feels like home. Inside, the kitchen features granite countertops, complemented by new LVP flooring throughout the main level. The primary suite is located on the main floor and offers a walk-in closet along with a private, relaxed retreat. With space to comfortably sleep 10 to 12, the home is well-suited for gathering with family and friends or enjoying as a weekend getaway. Outdoor living is where this property truly shines, with a screened porch and patio overlooking the water, a lighted deck and dock railing for evenings by the lake, and a fire pit area perfect for unwinding under the Southern sky. Water depth ranges from approximately 9 to 14 feet, making it ideal for boating, kayaking, swimming, and fishing. Gas logs installed in 2021 add a cozy touch indoors, while the home's location offers convenient access to nearby shopping and dining. Whether you're searching for a full-time residence or a place to slow down and savor lake life, this property offers a timeless setting to make lasting memories. Because here, you're not just buying a home... you're living the lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
Midway Hills PrimaryGrades K-27.1 mi
5/10
Oak Hill Middle SchoolGrades 6-87.1 mi
2/10
Baldwin High SchoolGrades 9-128.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1986

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Other,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Luxury Vinyl,Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,448

Heating & Cooling

  • Heating features: Central
  • Cooling features: Other,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,448
  • Total interior livable area: 2,448 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 063X 022
  • On leased land: Yes

Features

  • Levels: One and One Half
  • Patio & porch: Back,Covered,Deck,Porch,Rear Porch,Screened
  • Exterior features: Dock
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake
  • Waterbody name: Sinclair

Lot

  • Lot size: 0.79 Acres

Parking

  • Parking features: Driveway,Carport,Attached
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$358$4,296
Property Taxes $274$3,288
Electricity $237$2,854
Total$3,649$43,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,108/yr
40% on housing$109,470/yr
45% on housing$97,306/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
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Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 31061$136
Baldwin County$131

vs Homes Sold Last Month

Median $/sqft

ZIP 31061$147
Baldwin County$120

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$549,900

For Sale by Agent

AgentMandy Davis
BrokerageKeller Williams Realty Lake Oconee

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