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County Road 321, Bertram, TX, 78605

--beds
--baths
--sqft
$509,050
--price/sqft
$3,510/moest. monthly cost
$140,400/yrincome needed

About This Home

Rare opportunity to own 10.181 acres of scenic Texas Hill Country land just 2 miles south of Bertram with direct frontage on CR 321. This ag-exempt property offers a unique combination of privacy, usability, and proximity to nearby city conveniences, making it ideal for a custom homesite or long-term investment. The property features approximately 159 feet of road frontage with a double-wide driveway and gated entrance already in place. The land is mostly level with subtle elevation changes, offering multiple potential build sites and beautiful west-facing views of the surrounding Hill Country. A wet weather creek runs through the property and typically holds water most of the year, presenting an excellent opportunity for a future pond. The property is partially cleared while maintaining an abundance of mature cedar and oak trees, creating a balance of open space and natural privacy. Native wildlife including deer and turkey are commonly seen on the property. Utilities include electricity available at the road and access to City of Bertram water. A septic system will be required. The property is not located in a FEMA floodplain. Currently benefiting from an agricultural exemption with extremely low property taxes (approximately $17.58/year), the property is in the process of transitioning to a wildlife management exemption, offering continued tax advantages. Light deed restrictions are in place to protect long-term value, including single-family residential use only, no mobile or manufactured homes (modular homes allowed), and no HOA. Conveniently located within easy driving distance to key amenities and surrounding cities, including H-E-B (approx. 15 miles), Costco (approx. 12 miles), and the Capital MetroRail (approx. 17 miles), with access to Liberty Hill, Leander, Georgetown, Cedar Park, and Austin. Additional highlights include a recent survey available, potential for future subdivision (buyer to verify), and mineral rights conveying with the sale.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Bertram Elementary SchoolGrades PK-51.8 mi
4/10
Burnet Middle SchoolGrades 6-811.4 mi
6/10
Burnet High SchoolGrades 9-1211.2 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: Tract 3
  • Special condition: Standard

Features

  • Fencing: Partial
  • Has view: Yes
  • View description: Creek/Stream,Hill Country,Panoramic,Pasture,Rural,Trees/Woods
  • Has water view: Yes
  • Water view: Creek/Stream
  • Waterfront features: Creek

Lot

  • Lot size: 10.18 Acres
  • Features: Agricultural,Gentle Sloping,Trees-Large (Over 40 Ft),Trees-Moderate

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Hail
Heat Wave
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,574$30,888
Home Insurance *$300$3,600
Property Taxes $398$4,776
Electricity $238$2,859
Total$3,510$42,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,342/yr
40% on housing$105,300/yr
45% on housing$93,600/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78605$282
Burnet County$387

vs Homes Sold Last Month

Median $/sqft

ZIP 78605
Burnet County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$559,955

For Sale by Agent

AgentZach Frank
BrokerageKeller Williams Realty Lone St

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