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12815 SW 94th Ln, Dunnellon, FL, 34432

4beds
2baths
2,240sqft
$434,050
$194price/sqft
$2,959/moest. monthly cost
$118,360/yrincome needed

About This Home

Under Construction. BRAND NEW CONSTRUCTION - 1+ ACRE LOT BEAUTIFUL OPEN FLOOR PLAN WITH 2240 SQ/FT OF LIVING SPACE UNDER HEAT AND AIR CONDITIONING. 4BED/2BTH SPLIT FLOOR PLAN WITH ADDITIONAL FLEX ROOM SITUATED ON AN OVERSIZED CORNER LOT. HOME HAS BEEN TASTEFULLY UPGRADED WITH TRAY CEILING W/CROWN IN OWNERS BEDROOM, FULL SIZE TILE SHOWER IN OWNERS BATH. UPGRADED WOOD LOOK TILE THROUGHOUT MAIN LIVING AREAS EXCEPT BEDROOMS. GRANITE COUNTERS KITCHEN AND BATH, UPGRADED SHAKER CABINETS W/PULL BARS AND STAINLESS STEEL APPLIANCES. EXTERIOR IS COMPLIMENTED WITH A 3FT STONE ACCENT PACKAGE, IRRIGATION AND SIDE ENTRY GARAGE. HOME COMES WITH 10 YEAR BUILDER WARRANTY. ESTIMATED COMPLETION DATE JUNE 2026. PRE-APPROVAL FROM PREFERRED LENDER REQUIRED, STANDARD BANK CLOSING COSTS PAID UPON CLOSING WITH PREFERRED LENDER. PRICES SUBJECT TO CHANGE WITHOUT NOTICE.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
4/10
Dunnellon Middle SchoolGrades 6-88.6 mi
2/10
Dunnellon High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Other

  • Builder model: 2240CR
  • Builder name: ADAMS HOMES OF NW FLORIDA

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First
  • Area: 240
  • Dimensions: 16x15

Features

  • Eating Space In Kitchen,High Ceilings,In Wall Pest System,Open Floorplan,Pest Guard System,Primary Bedroom Main Floor,Stone Counters,Tray Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,324
  • Total interior livable area: 2,240 sqft

Kitchen

  • Level: First
  • Area: 180
  • Dimensions: 12x15

Living Room

  • Level: First
  • Area: 187
  • Dimensions: 11x17

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 247
  • Dimensions: 13x19

Property

Details

  • Parcel number: 3491184103
  • Zoning: R1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Private Mailbox,Private Yard

Lot

  • Lot size: 1.14 Acres
  • Lot size dimensions: 165 x 300

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,194$26,328
Home Insurance *$280$3,360
Property Taxes $260$3,120
Electricity $225$2,705
Total$2,959$35,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,451/yr
40% on housing$88,770/yr
45% on housing$78,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 34432$387
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34432$188
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$434,050

New Construction

AgentRJ Albritton
BrokerageADAMS HOMES REALTY INC

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