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498 Harrisburg St SW, Palm Bay, FL, 32908

4beds
2baths
1,891sqft
$334,999
$177price/sqft
$2,244/moest. monthly cost
$89,760/yrincome needed

About This Home

Currently being built on a corner lot is a spacious, open concept, 4 bedroom 2 bathroom CB home with a 2-10 HBW, water softener system, and hurricane impact windows/doors included. This home offers 12 mil vinyl plank flooring throughout the main living area, carpet in the bedrooms for a cozy touch, upgraded lighting package, a large backyard, 2 car garage, and a laundry room. The oversized primary suite features a beautiful tray ceiling, double sinks with granite countertops, a glass shower door and two walk-in closets. With a perfect space for entertaining, the kitchen presents a significant island, granite countertops, a generous pantry and stainless steel appliances that share a space with the expansive living room which features another decorative tray ceiling. This home is located minutes away from major shopping centers, restaurants and schools with a quick access to I95. Photos are from the model - ESTIMATED completion mid May 2026

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Jupiter Elementary SchoolGrades PK-61.0 mi
3/10
Southwest Middle SchoolGrades 7-81.8 mi
3/10
Heritage High SchoolGrades 9-124.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Primary Bathroom - Shower No Tub,Split Bedrooms,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,891 sqft

Property

Details

  • Parcel number: 293612Kh01674.00009.00
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Impact Windows

Lot

  • Lot size: 0.26 Acres
  • Features: Cleared,Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Brevard County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$165$1,980
Property Taxes $189$2,268
Electricity $197$2,366
Total$2,244$26,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,937/yr
40% on housing$67,320/yr
45% on housing$59,840/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 32908$173
Brevard County$192

vs Homes Sold Last Month

Median $/sqft

ZIP 32908$185
Brevard County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$334,999

New Construction

AgentAlexis C Peri
BrokerageBlue Marlin Real Estate

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