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128 N Grassland Road Unit 11, Surf City, NC, 28445

3beds
3baths
1,418sqft
$334,990
$236price/sqft
$2,128/moest. monthly cost
$85,120/yrincome needed

About This Home

BIKE TO THE BEACH! New Townhome Construction! Waterside Townhomes are available for sale. Backing up to a privacy fence, The Pearson is a two-story floor plan with a single-car garage. The kitchen overlooks the dining and living spaces, ideal for entertaining guests or enjoying family time while preparing meals with new stainless-steel appliances and Granite countertops. The second floor features the primary bedroom with a walk-in closet and double vanities. It also includes two additional bedrooms, a shared bathroom, and a laundry room for convenience. Home Is Connected® Smart Home Package is standard with every new home. Control the thermostat, front door light and lock, and video doorbell from your smartphone! If you're looking for a functional and stylish two-story home, the Pearson is an excellent choice. Minutes to the beach and all the fun stuff Surf City has to offer. Images are for illustration purposes only, interior and exterior features, options, colors and selections will vary from the homes as built. 6 MONTH MINIMUM ON RENTALS IN WATERSIDE See onsite agent for current incentives. Monday through Saturday, 10-6, Sunday 12-6. Sales Center is located at 115 N Grassland Dr, Surf City, NC

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

7/10
Surf City ElementaryGrades PK-51.3 mi
9/10
Surf City MiddleGrades 6-81.2 mi
8/10
Topsail High SchoolGrades 9-128.1 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Microwave,Range,Disposal,Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-in Closet(s),Entrance Foyer,Solid Surface,Pantry,Walk-in Shower,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,418
  • Total interior livable area: 1,418 sqft

Property

Details

  • Parcel number: 42354883170000
  • Zoning: MFC
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Patio
  • Fencing: None
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 1400 - 1599

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: See recorded plat map

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Concrete,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Wildfire
Winter Weather
Tsunami

FEMA Declared Disasters in Pender County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$82$984
Property Taxes $153$1,836
Electricity $200$2,405
Total$2,128$25,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,960/yr
40% on housing$63,840/yr
45% on housing$56,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 28445$331
Pender County$320

vs Homes Sold Last Month

Median $/sqft

ZIP 28445$235
Pender County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$334,990

New Construction

AgentTeam D.R. Horton
BrokerageD.R. Horton, Inc

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