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200 Gumwood Cir, Gaffney, SC, 29341

5beds
3baths
2,428sqft
$299,000
$123price/sqft
$2,026/moest. monthly cost
$81,040/yrincome needed

About This Home

Welcome To Creekside Estates- Gaffney's Newest and Hottest Community Located Just 45 Minutes from Charlotte and 45 Minutes from Greenville! This Prelude Floor Plan Sits on a Lot that is situated against a Wooded and Private area- No Neighbors From The Back Patio! Kitchen Backsplash included, Crown Moulding in The Foyer, LVP Through The Main Downstairs and Upgraded Cabinets Throughout. Full Bedroom and Full Bathroom on First Floor! Upstairs You Will Discover 4 Spacious Bedrooms Along With a Flex Loft/Office area. Projected to be finished and completed by the end of July 2026!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

2/10
2/10
Gaffney Middle SchoolGrades 6-83.2 mi
3/10
Gaffney High SchoolGrades 9-120.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural
  • Construction materials: Vinyl Siding

Other

  • Builder name: Dream Finders Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Range - Smooth Top,Free-Standing Range,Electric Water Heater
  • Laundry features: 2nd Floor,Electric Dryer Hookup,Walk-In

Basement

  • Basement: Radon Mitigation System

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Attic Stairs Pulldown,Ceiling - Smooth,Open Floorplan,Walk-In Pantry
  • Window features: Insulated Windows,Tilt-Out
  • Flooring: Carpet,Luxury Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,428

Heating & Cooling

  • Heating features: Forced Air,Electricity
  • Cooling features: Central Air,Electricity

Interior Area

  • Total interior livable area: 2,428 sqft

Property

Details

  • Parcel number: 0640000015.72

Features

  • Levels: Two
  • Pool features: Community
  • Exterior features: Aluminum/Vinyl Trim
  • Topography of land: Level
  • Living area range: 2400-2599

Lot

  • Lot size: 6,969 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,2 Car Attached,Driveway,Garage,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding

FEMA Declared Disasters in Cherokee County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$158$1,896
Property Taxes $124$1,488
Electricity $233$2,801
Total$2,026$24,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,462/yr
40% on housing$60,780/yr
45% on housing$54,026/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 29341$136
Cherokee County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 29341$156
Cherokee County$159

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Listed for sale$299,075

New Construction

AgentKeith L Darman
BrokerageDFH Realty Georgia, LLC

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