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104 Turtle Point Ct, Chapin, SC, 29036

5beds
5baths
5,390sqft
$2,300,000
$427price/sqft
$13,237/moest. monthly cost
$529,480/yrincome needed

About This Home

Positioned on1.13-acres, this exceptional Lake Murray residence combines three lots into one expansive waterfront retreat, boasting an impressive 275 feet of shoreline and sweeping big water views from a protected cove setting, making it a rare find in Timberlake EstatesDesigned for both everyday living and effortless entertaining, the home spans three levels and features soaring 17-foot ceilings in the great room and living room, creating a dramatic yet inviting atmosphere filled with natural light. The main level showcases an open floor plan with the kitchen and great room seamlessly combined, offering a spacious and connected living environment ideal for gathering and entertaining. The main level primary suite adds convenience and privacy, while multiple living areas provide flexibility for guests and gatherings alike.The basement kitchen is thoughtfully appointed with a full suite of appliances, including a prep sink, ice maker, and mini refrigerator, ideal for hosting. A wine cellar adds a refined touch, perfect for collectors and entertainers.What truly sets this property apart is its unmatched waterfront lifestyle. As the only home in Timberlake Estates offering two private docks, both with power, paired with two lakeside porches, the outdoor experience is second to none, whether enjoying quiet mornings on the water or sunrise views across the lake.Additional highlights include two laundry rooms, a secondary exterior entrance to the lower level, new windows, and a newly installed roof (2025), offering both functionality and peace of mind.Residents of Timberlake Estates enjoy a lifestyle unlike any other, as Timberlake Country Club stands as Lake Murray’s only golf course community, offering an 18-hole course, on-site restaurant, pro shop, pool, tennis, and pickleball courts.A rare opportunity to own a truly distinctive property in one of Chapin’s most desirable lakefront communities, where space, privacy, and premier waterfront living converge. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Piney Woods ElementaryGrades PK-43.9 mi
7/10
Chapin MiddleGrades 7-88.5 mi
9/10
Chapin High SchoolGrades 9-126.5 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Construction materials: Brick-All Sides-AbvFound

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Gas Range,Dishwasher,Disposal,Dryer,Ice Maker,Refrigerator,Washer,Tankless Water Heater,Gas Water Heater,Humidifier
  • Laundry features: Heated Space,Main Level

Basement

  • Has basement: Yes

Bedroom2

  • Features: Sitting Room,Tub-Shower,Ceiling Fan(s),Closet-Private,Floors-Hardwood
  • Level: Second

Bedroom3

  • Features: Tub-Shower,Ceiling Fan(s),Closet-Private,Floors-Hardwood
  • Level: Second

Bedroom4

  • Features: Bath-Private,Walk-In Closet(s),Tub-Shower,Floors-Hardwood
  • Level: Second

Bedroom5

  • Features: Bath-Private,Separate Shower,Sitting Room,Tray Ceiling(s),Ceiling Fan(s),Closet-Private
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Features: Bay Window,Floors-Hardwood,Molding
  • Level: Main

Features

  • Built-in Features
  • Flooring: Hardwood,Engineered Hardwood
  • Number of fireplaces: 3
  • Fireplace features: Outside,Gas Log-Natural
  • Fireplace: Yes
  • Attic: Storage,Attic Access

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,390
  • Total interior livable area: 5,390 sqft

Kitchen

  • Features: Eat-in Kitchen,Floors-Hardwood,Kitchen Island,Pantry,Granite Counters,Backsplash-Tiled,Cabinets-Painted,Recessed Lighting
  • Level: Main

Living Room

  • Features: Books,Floors-Hardwood,Ceilings-High (over 9 Ft),Ceiling Fan,Recessed Lights
  • Level: Main

Master Bedroom

  • Features: Balcony-Deck,Double Vanity,Tub-Garden,Bath-Private,Separate Shower,Walk-In Closet(s),High Ceilings,Tray Ceiling(s),Closet-Private,Floors-Hardwood,Recessed Lighting
  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible,Bathroom

Details

  • Parcel number: 00154001015

Features

  • Stories: 3
  • Exterior features: Dock,Gutters - Full,Lake Fed Irrigation
  • On waterfront: Yes
  • Waterfront features: On Lake Murray
  • Frontage length: 275

Lot

  • Lot size: 1.13 Acres
  • Features: Cul-De-Sac,On Water,Sprinkler

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters in Lexington County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,630$139,560
Home Insurance *$170$2,040
Property Taxes $919$11,028
Electricity $518$6,219
Total$13,237$158,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$453,840/yr
40% on housing$397,110/yr
45% on housing$352,986/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$427This listing

vs Other Active Listings

Avg $/sqft

ZIP 29036$195
Lexington County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 29036
Lexington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Listed for sale$2,300,000

For Sale by Agent

AgentCaroline Donaldson
BrokeragePeace Sotheby's International Realty

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