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14 Seton Road, Larchmont, NY, 10538

6beds
7baths
4,688sqft
$3,995,000
$852price/sqft
$28,402/moest. monthly cost
$1,136,080/yrincome needed

About This Home

Welcome to 14 Seton Road! This magnificent new construction with great curb appeal, situated on a beautiful tree-lined street in Larchmont, is scheduled for completion in Spring 2027 by JAF Builders Corp, one of Westchester's premier home builders. This unique 4,688-square-foot luxury home features 6 bedrooms and 6.1 baths, offering the highest quality finishes and amenities for the discerning buyer. Enter the large, bright foyer with 10 foot ceilings throughout. The first floor presents the living room and the large dining room leading to the huge, gourmet chef's kitchen. With a dine-in area, center island, SubZero refrigerator, Bosch dishwasher, Wolf range, Sharp microwave, beverage frig and butler's pantry, the kitchen opens to a fabulous family room with gas fireplace. Both the kitchen and the family room have sliding glass doors to a large bluestone patio. The first floor includes a bedroom with ensuite bath, an office/study, and a powder room. The second floor presents the stunning primary bedroom with a tray ceiling, 2 large walk-in closets and an ensuite bath with double sinks and separate shower and tub. The 2nd, 3rd and 4th ample-sized bedrooms all have ensuite baths. The laundry room completes the second floor. The fabulous finished basement with 9 foot ceilings and recessed lighting includes a great playroom, a bedroom with ensuite bath, a bar cabinet, utility room and mud room with a door to the large 2-car garage. In addition, there will be 4-zone central air conditioning, underground sprinklers, and a security system. Enjoy the bluestone patio and backyard - while barbequing, relaxing, or playing. Located near the train, Larchmont restaurants, shops, schools, playgrounds and the Saturday farmer's market. 14 Seton Road offers you an incredible home with country living so close to the city!

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Murray Avenue SchoolGrades K-50.5 mi
7/10
Hommocks SchoolGrades 6-81.1 mi
9/10
Mamaroneck High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Clapboard

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,ENERGY STAR Qualified Appliances,Microwave,Oven,Range,Refrigerator,Stainless Steel Appliance(s),Tankless Water Heater,Washer
  • Laundry features: Washer/Dryer Hookup,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Storage Space

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 7
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • First Floor Bedroom,Central Vacuum,Chandelier,Chefs Kitchen,Double Vanity,Eat-in Kitchen,Entrance Foyer,Formal Dining,Kitchen Island,Open Kitchen,Pantry,Primary Bathroom,Quartz/Quartzite Counters,Recessed Lighting,Smart Thermostat,Storage,Tray Ceiling(s),Wired for Sound
  • Window features: New Windows,Screens
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Attic: Full,Pull Stairs

Heating & Cooling

  • Heating features: Hydro Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,688
  • Total interior livable area: 4,688 sqft

Other

  • Level: First

Other

  • Level: Second

Other

  • Level: Basement

Property

Details

  • Parcel number: 3289001000000160000450
  • Special condition: None

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Lot size: 8,361 sqft

Parking

  • Total spaces: 6
  • Parking features: Attached,Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters in Westchester County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,200$242,400
Home Insurance *$1,303$15,636
Property Taxes $6,125$73,500
Electricity $774$9,296
Total$28,402$340,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$973,782/yr
40% on housing$852,060/yr
45% on housing$757,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$852This listing

vs Other Active Listings

Avg $/sqft

ZIP 10538$531
Westchester County$419

vs Homes Sold Last Month

Median $/sqft

ZIP 10538$697
Westchester County$422

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$3,995,000

New Construction

AgentCarole Sears
BrokerageJulia B Fee Sothebys Int. Rlty

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