44958 Rock Baie Rd N, Wellesley Island, NY, 13640
About This Home
Welcome to your sanctuary on the St Lawrence River. This 3-bedroom, 1-bath river home blends contemporary one level design with natural beauty. Step inside to an open floor plan, featuring cathedral ceilings, oak cabinetry, that connects living, dining, all framed by expansive views of the river. You will love the spacious screened in porch that provides additional living space for entertaining. Also features a boathouse with attached garage, and protected dockage for your boats and swimming. Call now to preview this ideal turnkey river home and will be sold mostly furnished.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1992
Materials
- Foundation: Block
- Roof: Architectural,Shingle
- Construction materials: Wood Siding,Copper Plumbing
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Cathedral Ceiling(s),Kitchen/Family Room Combo,Living/Dining Room,Sliding Glass Door(s),Storage,Natural Woodwork,Bedroom on Main Level,Workshop
- Door features: Sliding Doors
- Flooring: Carpet,Varies,Vinyl
Heating
- Heating features: Electric,Baseboard
Interior Area
- Total structure area: 1,120
- Total interior livable area: 1,120 sqft
Property
Details
- Parcel number: 2246000060140001013000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Open,Porch,Screened
- Exterior features: Deck,Dock,Gravel Driveway,Porch,See Remarks
- On waterfront: Yes
- Waterfront features: Beach Access,Dock Access,River Access,Stream
- Waterbody name: Saint Lawrence Seaway
- Frontage length: 110
Lot
- Lot size: 0.72 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 110 x 285
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $632 | $7,584 |
| Electricity | $246 | $2,954 |
| Total | $4,017 | $48,204 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $625,000 |
View on Zillow