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431 White Hare Ln #71P, China Grove, NC, 28023

5beds
4baths
3,945sqft
$470,900
$119price/sqft
$3,195/moest. monthly cost
$127,800/yrincome needed

About This Home

The TA 4000 by True Homes is a stunning 3,945 sq. ft. floorplan designed for spacious and luxurious living. With 5 Bedrooms and 3-4 Bathrooms, this open-concept home offers ample space for families of all sizes. The First Floor features a grand Great Room that flows effortlessly into the Dining Room and a gourmet Kitchen, complete with an oversized island, walk-in pantry, and optional built-in wall oven. A Study provides a dedicated workspace, while Bedroom 5 and Bath 3 offer a private retreat for guests. The home also includes a 2-Car Garage, a convenient Drop Zone, and multiple outdoor living options, including a Covered Porch or an optional Screened Porch for year-round enjoyment. The Second Floor boasts a luxurious Primary Suite with an expansive walk-in closet and spa-inspired Primary Bath, featuring customization options such as a garden tub, luxury shower, or dual vanities. Bedrooms 2, 3, and 4 provide comfortable living spaces, while the spacious Game Room offers flexibility for entertainment or an optional additional Bath 4. Thoughtful design elements such as tray ceilings, enhanced storage options, and custom bath upgrades allow you to personalize The TA 4000 to match your lifestyle. With its grand scale, elegant finishes, and flexible living spaces, this True Homes floorplan is the ultimate place to call home. Tailor The TA4000 to suit your lifestyle and family dynamics with customization options like hardwood flooring, upgraded appliances, and smart-home features. Enjoy nearby shopping, dining, and easy access to I-85. Planned amenities include pickleball courts, a pool, and more, shared with neighboring Noah’s Run.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
3/10
6/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Fiber Cement

Other

  • Builder model: TA4000
  • Builder name: True Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Plumbed For Ice Maker
  • Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level,Washer Hookup

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Third

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Third

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Open Floorplan,Pantry,Walk-In Closet(s)
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 3,945

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,945
  • Total interior livable area: 3,945 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Upper

Study

  • Level: Main

Property

Details

  • Parcel number: 115B071
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Front Porch

Lot

  • Lot size: 0.14 Acres
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,381$28,572
Home Insurance *$185$2,220
Property Taxes $262$3,144
Electricity $367$4,409
Total$3,195$38,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,542/yr
40% on housing$95,850/yr
45% on housing$85,200/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 28023$152
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28023$213
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$470,900
2026-07-06Price change$469,900
2026-04-27Listed for sale$487,859

New Construction

AgentKaylee Wilson
BrokerageTLS Realty LLC

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