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391 Rose Rd, Pineville, KY, 40977

3beds
2baths
1,200sqft
$244,900
$204price/sqft
$1,737/moest. monthly cost
$69,480/yrincome needed

About This Home

Escape to the Country! 12 Acres with a 3 Bedroom Home! Imagine waking up to the sounds of nature, with a beautiful view and spending the day in your private detached shop! This home has been completely bricked on the outside. The 12-acre parcel offers the ultimate country retreat. Featuring spacious living areas, a spacious kitchen, a laundry room , and 2 additional sheds for storage. With some TLC this home could be that peaceful getaway you've been searching for. This home is close to town and all the amenities. Call for a showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Page School CenterGrades PK-83.6 mi
5/10
Bell County High SchoolGrades 9-124.4 mi
7/10
Lone Jack School CenterGrades PK-84.1 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Block
  • Roof: Composition,Shingle
  • Construction materials: Solid Masonry

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar
  • Window features: Insulated Windows,Blinds
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,200

Heating & Cooling

  • Heating features: Space Heater
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0881000090.00 & 0881000091.00

Features

  • Levels: One
  • Fencing: None
  • Has view: Yes
  • View description: Rural,Trees/Woods,Mountain(s)

Lot

  • Lot size: 12 Acres

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Winter Weather
Hail
Heat Wave
Landslide
Lightning
Tornado

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$229$2,748
Property Taxes $116$1,392
Electricity $154$1,850
Total$1,737$20,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,554/yr
40% on housing$52,110/yr
45% on housing$46,320/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 13.7%
13.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 40977$118
Bell County$91

vs Homes Sold Last Month

Median $/sqft

ZIP 40977$105
Bell County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Price change$244,900
2026-04-27Listed for sale$249,900

For Sale by Agent

AgentSheila Durham
BrokerageColdwell Banker Bisceglia Realty & Auction Co

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