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4119 Peak Ln, Elgin, OK, 73538

4beds
3baths
2,100sqft
$397,000
$189price/sqft
$2,756/moest. monthly cost
$110,240/yrincome needed

About This Home

Come see this impressive 4 bed, 2.5 bath, 3 car garage new construction home located in the highly desirable Elgin School District that sits on a large .8 acre lot giving you plenty of space from your neighbors. This new home is stunning with quality materials used throughout. Far too many upgraded items to list. You will have to see it for yourself. Estimated date of completion is the end of June. Call Shannon at Sherman Realty 580-284-4926 for more information or to schedule a showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
Elgin Elementary SchoolGrades PK-43.0 mi
7/10
Elgin Middle SchoolGrades 5-83.0 mi
8/10
Elgin High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas,Freestanding Stove,Vent Hood,Microwave,Dishwasher,Disposal,Gas Water Heater
  • Laundry features: Washer Hookup,Dryer Hookup,Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Kitchen Island,Walk-In Closet(s),Pantry,8-Ft.+ Ceiling,Granite Counters,One Living Area
  • Window features: Double Pane Windows
  • Flooring: Ceramic Tile,Carpet
  • Fireplace features: Gas,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Central,Natural Gas
  • Cooling features: Central-Electric,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen/Dining

Property

Features

  • Levels: One
  • Patio & porch: Covered Patio

Lot

  • Lot size: 0.82 Acres

Parking

  • Total spaces: 3
  • Parking features: Auto Garage Door Opener,Garage Door Opener,3 Car Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Hail
Wildfire

FEMA Declared Disasters in Comanche County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,007$24,084
Home Insurance $369$4,428
Property Taxes $224$2,688
Electricity $156$1,874
Total$2,756$33,072

Income You'd Need if You Spent...

35% on housing$94,491/yr
40% on housing$82,680/yr
45% on housing$73,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 73538$165
Comanche County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 73538$158
Comanche County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$397,000

New Construction

AgentSHANNON SHERMAN
BrokerageSHERMAN REALTY LLC

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