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274 Countryside Dr, Horse Cave, KY, 42749

3beds
2baths
1,230sqft
$207,500
$169price/sqft
$1,482/moest. monthly cost
$59,280/yrincome needed

About This Home

Brand New & Budget-Friendly 3-Bed Gem with Huge Back Deck! Welcome to your dream home! This stunning, brand-new construction features 3 spacious bedrooms and 2 full bathrooms, designed perfectly for modern living without breaking the bank. Step inside to find gorgeous, durable Luxury Vinyl Tile (LVT) flooring stretching across a bright, open floor plan. The kitchen is a true showstopper, boasting sleek granite countertops and a full suite of brand-new stainless steel appliances. Retreat to the massive back porch deck, offering the ultimate outdoor living space for weekend BBQs, morning coffee, or simply unwinding in your backyard. This turn-key property offers the peace of mind that only new construction can provide—all at a price you will love!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
Caverna Elementary SchoolGrades PK-53.3 mi
4/10
Caverna Middle SchoolGrades 6-82.8 mi
3/10
Caverna High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 2026

Materials

  • Roof: Dimensional
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Tub/Shower Combo

Bedroom2

  • Level: Main
  • Area: 120.99

Bedroom3

  • Level: Main
  • Area: 120.99

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 75.9

Features

  • Ceiling Fan(s),Walls (Dry Wall),Country Kitchen
  • Window features: Thermo Pane Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,230
  • Total interior livable area: 1,230 sqft

Kitchen

  • Level: Main
  • Area: 126.5

Living Room

  • Level: Main
  • Area: 250.04

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 184.426

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0580100009.00

Features

  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 10,454 sqft
  • Features: City Lot

Parking

  • Parking features: None
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Ice Storm
Lightning
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,049$12,588
Home Insurance *$162$1,944
Property Taxes $117$1,404
Electricity $154$1,850
Total$1,482$17,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,811/yr
40% on housing$44,460/yr
45% on housing$39,520/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 42749$100
Hart County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 42749
Hart County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$207,500

For Sale by Agent

AgentJohn P Hishmeh
BrokerageColdwell Banker Legacy Group

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