133 Ivy Creek Dr, Richmond, KY, 40475
About This Home
Purchase with confidence and discover the distinctive quality of Payne Homes. With over 30 years of building experience in Madison County, Payne Homes are renowned for their award-winning functional floor plans, premium STANDARD features and meticulous attention to energy-efficient details. Shiloh Cove is located right off I-75 between exits 97 & 95. HOA fee is $300/year.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: New Construction
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Dimensional Style
- Construction materials: Brick Veneer,Stone,Vinyl Siding
Other
- Builder model: Sheffield 11
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Concrete,Finished,Full,Walk-Out Access
Bathroom2
- Level: Second
Bathroom3
- Level: Lower
Bathroom4
- Level: First
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Family Room
- Level: Lower
Features
- Breakfast Bar,Entrance Foyer,Walk-In Closet(s),Ceiling Fan(s)
- Window features: Insulated Windows,Screens
- Flooring: Carpet,Tile,Wood
- Finished area below ground: 815
- Finished area above ground: 1,951
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Heat Pump
Interior Area
- Total structure area: 2,766
- Total interior livable area: 2,766 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: Second
Master Bedroom
- Level: Second
Utility Room
- Level: First
Property
Details
- Parcel number: 003800000046
Features
- Fencing: None
Lot
- Lot size: 0.33 Acres
- Features: Landscaped
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $262 | $3,144 |
| Property Taxes | $313 | $3,756 |
| Electricity | $218 | $2,621 |
| Total | $3,472 | $41,664 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Listed for sale | $529,900 |
For Sale by Agent
View on Zillow