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13078 NE 7th Loop, Silver Springs, FL, 34488

3beds
2baths
1,309sqft
$240,000
$183price/sqft
$1,663/moest. monthly cost
$66,520/yrincome needed

About This Home

This beautiful custom built 3 bedroom, 2 Bath Elaina Model is available for Sale and Lease Opportunity! Located in the GATED COMMUNITY of Trails East with LAKE ACCESS! Welcome to this beautifully crafted new construction home located in desirable, gated Trails East/Lake View Woods community. This thoughtfully designed home features durable Luxury plank flooring throughout, open concept living, stainless steel appliances, and solid block construction for lasting quality. Enjoy cooking and entertaining in the modern kitchen, complete with granite countertops and ample space that flows seamlessly into the living room and dining areas. Nestled in a peaceful, family-friendly neighborhood, residents of Trails East/Lake View Woods enjoy exclusive lake access, a scenic park, playground, and a charming gazebo- perfect for outdoor gatherings or quiet relaxation. Don't miss the opportunity to own a brand new home! Schedule your private tour today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
2/10
Lake Weir High SchoolGrades 9-128.4 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: ALAINA
  • Builder name: SHAMROCK CONSTRUCTION

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Luxury Vinyl

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,764
  • Total interior livable area: 1,309 sqft

Kitchen

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 3198200314
  • Zoning: R2
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Lighting,Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 8,712 sqft
  • Features: Cleared,Landscaped
  • Lot size dimensions: 87 x 100

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Wildfire
Cold Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Marion County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$109$1,308
Property Taxes $144$1,728
Electricity $197$2,366
Total$1,663$19,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,017/yr
40% on housing$49,890/yr
45% on housing$44,346/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.6%
5.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 34488$113
Marion County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 34488$173
Marion County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$240,000

New Construction

AgentMikhalea Epperson
BrokerageROYAL OAK REALTY LLC

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