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104 Boulder Dr, Toccoa, GA, 30577

4beds
3baths
2,201sqft
$375,000
$170price/sqft
$2,585/moest. monthly cost
$103,400/yrincome needed

About This Home

Your new home search stops here!! This stunning new construction home includes premium upgrades that others charge extra for! Your beautiful FULLY covered front porch welcomes you home! HIGH END finishes include LVP throughout the entire home w/wood staircase, recessed lighting, high end light fixtures, ceiling fans throughout, fully tiled bathrooms, framed mirrors on the vanities along with all of the needed towel racks! Stunning kitchen with huge island, gorgeous pendant lights, tons of cabinets, solid surface counters and all appliances! Generous laundry room with sink, and massive covered porch where you can enjoy your FULLY sodded backyard and blinds installed for privacy! $4000 towards buyer's closing costs when using Supreme Lending!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Toccoa Elementary SchoolGrades 2-41.7 mi
4/10
5/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Upper Level

Basement

  • Basement: None

Bedroom

  • Features: Oversized Master, Roommate Floor Plan, Split Bedroom Plan

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Open Concept

Features

  • Beamed Ceilings,Double Vanity,High Ceilings 9 ft Main,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Insulated Windows
  • Flooring: Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,201
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total structure area: 2,201
  • Total interior livable area: 2,201 sqft

Kitchen

  • Features: Cabinets White, Kitchen Island, Pantry, Pantry Walk-In, Solid Surface Counters, View to Family Room

Master Bathroom

  • Features: Double Vanity, Shower Only

Master Bedroom

  • Features: Oversized Master, Roommate Floor Plan, Split Bedroom Plan
  • Level: Oversized Master, Roommate Floor Plan, Split Bedroom Plan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 042G071
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 10,018 sqft
  • Features: Back Yard,Front Yard,Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Tornado
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$249$2,988
Property Taxes $221$2,652
Electricity $219$2,637
Total$2,585$31,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,628/yr
40% on housing$77,550/yr
45% on housing$68,933/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 30577$135
Stephens County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 30577$154
Stephens County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$385,000

New Construction

AgentBonds Realty Group
BrokerageKeller Williams Realty Atlanta Partners

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