See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

16420 Creekstone Point Ave, Chesterfield, VA, 23120

2beds
3baths
2,344sqft
$543,974
$232price/sqft
$3,432/moest. monthly cost
$137,280/yrincome needed

About This Home

Located in The Villas at Swift Creek, this Portland townhome offers low-maintenance 55+ living within a community where the amenities are fully open and part of everyday life. The open-concept main level centers around a spacious kitchen with a large pantry, quartz countertops, tile backsplash, and Kohler plumbing fixtures, flowing seamlessly into the dining area and light-filled family room. A sunroom just off the family room adds even more living space and natural light. The first-floor primary suite features a tiled curbless shower, dual vanities, and a well-appointed layout designed for comfort and ease. Upstairs, a generous loft, additional bedroom and full bath, and finished storage space provide flexibility for guests, hobbies, or everyday living. With design selections already thoughtfully chosen, each finish works together to create a polished, cohesive feel. All new home contracts receive $15,000 in Boone Bucks, which can be applied toward the base price, closing costs, financing, or select design features. Please contact our team for details.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Moseley ElementaryGrades K-51.9 mi
6/10
9/10
Cosby High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Other

  • Builder name: Boone Homes

Type & Style

  • Home type: Townhouse
  • Architectural style: Row House
  • Property subType: Townhouse,Single Family Residence

Interior

Additional Room

  • Level: Second
  • Dimensions: 14.10 x 19.4

Additional Room

  • Level: First
  • Dimensions: 14.1 x 11.2

Appliances

  • Appliances included: Dishwasher,Gas Water Heater,Microwave,Oven,Tankless Water Heater

Bedroom2

  • Level: Second
  • Dimensions: 14.0 x 13.4

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 12.4 x 10.7

Family Room

  • Level: First
  • Dimensions: 14.10 x 15.10

Features

  • Dining Area,Double Vanity,Fireplace,Granite Counters,Kitchen Island,Loft,Bath in Primary Bedroom,Main Level Primary,Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,344

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 2,344 sqft

Kitchen

  • Level: First
  • Dimensions: 8.11 x 15.9

Master Bedroom

  • Level: First
  • Dimensions: 14.8 x 16.0

Other

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: TBD
  • Attached to another structure: Yes
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community,Pool
  • Patio & porch: Rear Porch
  • Fencing: None

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,750$33,000
Home Insurance *$118$1,416
Property Taxes $339$4,068
Electricity $225$2,709
Total$3,432$41,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,668/yr
40% on housing$102,960/yr
45% on housing$91,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.9%
10.9%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 23120$222
Chesterfield County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23120$223
Chesterfield County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$543,974

New Construction Spec

AgentAlexander Boone
BrokerageBoone Homes Inc

Similar Homes