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439 White Oak Garden Way #330, Garner, NC, 27529

3beds
3baths
2,527sqft
$435,000
$172price/sqft
$2,841/moest. monthly cost
$113,640/yrincome needed

About This Home

Versatility is the key in this home designed with today's lifestyle in mind! Dual flex spaces (one on each floor) make ideal home offices! Grand kitchen with triple windows overlooking the covered BACK PORCH offers massive center island, full overlay cabinetry, stylish picket tile backsplash, quartz tops and incredible walk-in pantry! Upstairs the LOFT separates the secondary bedrooms from the Primary Suite with Carrie Bradshaw approved walk-in wardrobe closet and dual vanity bath with 5' WALK IN TILE SHOWER with transom above! Laundry Room might need it's own ZIP code! Level homesite on CUL-DE-SAC! Easy sidewalk stroll to all the neighborhood FUN (pool, cabana, cornhole, playgrounds, dog park, trails and more)! TOP LOCATION serves up simple access to I-40, Hwy 70 and Future 540 putting the entire Triangle and beyond at your fingertips! Come see how convenient life can be at Wake County's Southern Gateway to the Triangle!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

3/10
Creech Road ElementaryGrades PK-54.8 mi
4/10
East Garner MiddleGrades 6-83.6 mi
8/10
South Garner HighGrades 9-122.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: Mungo Homes of NC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Double Vanity,Entrance Foyer,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Quartz Counters,Smooth Ceilings,Walk-In Closet(s),Walk-In Shower
  • Flooring: Carpet,Vinyl,Tile
  • Finished area below ground: 0
  • Finished area above ground: 2,527

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,527
  • Total interior livable area: 2,527 sqft

Property

Details

  • Parcel number: 163902560253000 0520435
  • Zoning: R8
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association,Community
  • Patio & porch: Porch
  • Exterior features: Balcony
  • Has view: Yes

Lot

  • Lot size: 6,534 sqft
  • Features: Cul-De-Sac,Landscaped

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Hail
Heat Wave

FEMA Declared Disasters in Wake County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$157$1,884
Property Taxes $250$3,000
Electricity $235$2,824
Total$2,841$34,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,405/yr
40% on housing$85,230/yr
45% on housing$75,760/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.2%
9.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 27529$172
Wake County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 27529$188
Wake County$224

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$461,069

New Construction

AgentBrian Nelson
BrokerageFonville Morisey & Barefoot

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