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277 3rd St, Hackensack, NJ, 07601

3beds
3baths
--sqft
$584,900
--price/sqft
$4,240/moest. monthly cost
$169,600/yrincome needed

About This Home

*** HOT HACKENSACK LOCATION - NO HOA FEES*** Rare duplex - style townhome offering the feel of a private home with NO maintenance fees! this spacious residence features 3 bedrooms 2.5 baths ,formal dining room ,large living room ,and a hugh modern kitchen with sliding glass doors leading to a private fenced back yard . Additional featurs include ; *Attached garage * office /den perfect for working from home * driveway parking for up to 4 cars Conveniently located near NYC Transportation , shopping and parks . Hackensack is one of Bergen county Hottest town on the rise - dont miss this opportunity ! contact any new jersey real estate agent to set up an appintment to view this place before its gone !

Getting Around

73
WalkingVery Walkable
57
TransitGood Transit
41
BikeSomewhat Bikeable

Schools

4/10
Hackensack Middle SchoolGrades 5-80.5 mi
4/10
Hackensack High SchoolGrades 9-120.4 mi
5/10

Construction

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Central Vacuum
  • Flooring: Hardwood

Property

Features

  • Waterfront features: None

Parking

  • Total spaces: 5
  • Parking features: Garage
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,957$35,484
Home Insurance *$169$2,028
Property Taxes $921$11,052
Electricity $193$2,318
Total$4,240$50,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,371/yr
40% on housing$127,200/yr
45% on housing$113,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07601$295
Bergen County$633

vs Homes Sold Last Month

Median $/sqft

ZIP 07601$386
Bergen County$452

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$595,000
2026-04-27Listed for sale$605,000

For Sale by Agent

AgentNir Degani
BrokerageElite Realtors of New Jersey

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