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100 Chancey Dr Lot 1, Elizabeth City, NC, 27909

4beds
3baths
2,302sqft
$499,900
$217price/sqft
$3,224/moest. monthly cost
$128,960/yrincome needed

About This Home

Better than new construction! Beautifully maintained 4-bedroom, 2.5-bath home offering modern upgrades, smart home features, and exceptional functionality throughout. This thoughtfully designed property includes a first-floor primary suite with dual vanities, water closet w/barn door, and a walk-in tiled primary shower. There is a convenient first-floor laundry room and soft close cabinets & drawers in kitchen & all bathrooms. The interior showcases durable LVP flooring, LED lighting with dimmer switches, and an inviting electric fireplace. The kitchen is a standout with an oversized island with sink, quartz countertops, soft-close cabinetry, and high-end Samsung appliances--including a microwave with air fryer, ultra-quiet dishwasher, and a convertible drawer refrigerator/freezer. Enjoy added comfort and efficiency with a tankless natural gas water heater, whole-house surge protector, whole house water filtration & water softener system, and a Generac whole-house generator with automatic transfer switch. Smart home capabilities include security, and appliance controls, along with a SimpliSafe and Ring system ready for expansion. Outdoor features include a covered patio, beautifully landscaped yard, irrigation for the garden area, and a 14x20 shed. The extended driveway offers reinforced 6-inch concrete--ideal for RV or additional vehicle parking--and includes a 30-amp hookup. Additional highlights include a garage refrigerator/freezer that conveys, regular HVAC maintenance, pest inspections every 90 days, Termite inspection yearly, and a remaining 7-year structural warranty. The property is in close proximity to the Coast Guard base, university, shopping & restaurants. Come see this beautiful property before it is gone!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
J C Sawyer ElementaryGrades K-51.1 mi
6/10
River Road MiddleGrades 6-80.4 mi
1/10
Northeastern HighGrades 9-123.6 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Frame,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional,Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Range/Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 2,302
  • Total interior livable area: 2,302 sqft

Property

Details

  • Zoning: Residentia
  • Other equipment: Generator

Features

  • Waterfront features: None

Lot

  • Lot size: 0.70 Acres
  • Features: Corner Lot
  • Lot size dimensions: 180 x 226 x 237 x 86

Parking

  • Total spaces: 2
  • Parking features: Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Hurricane
Lightning
Strong Wind
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Tsunami

FEMA Declared Disasters in Pasquotank County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$217$2,604
Property Taxes $266$3,192
Electricity $214$2,572
Total$3,224$38,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,537/yr
40% on housing$96,720/yr
45% on housing$85,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 27909$152
Pasquotank County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 27909$185
Pasquotank County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$499,900

For Sale by Agent

AgentAnjela G Wocel
BrokerageCall It Closed International I

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