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1522 E Washington Ave, Cottage Grove, OR, 97424

4beds
4baths
1,992sqft
$539,000
$271price/sqft
$3,425/moest. monthly cost
$137,000/yrincome needed

About This Home

Turnkey, high-quality DUPLEX—ideal for owner-occupancy with income potential, investment, or multigenerational living. Both units are vacant, offering flexibility to occupy one side and rent the other or rent both. Each unit features 2 bedrooms, 1.5 baths, an oversized one-car garage, Lanz birch kitchen cabinets, tile kitchen floors, vaulted bedroom ceilings, and ceiling fans. Fully rebuilt down to the studs in 2010. The 1520 unit was just refreshed with new interior paint, carpet, and appliances. The 1522 unit includes a bonus room plus a nearly new Tuff Shed. Spacious front and back yards. Convenient location just one block to a park with pickleball courts and two blocks to shopping, dining, and everyday services. Similar mirror-image floor plans, except 1520 does not include the bonus room.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
66
BikeBikeable

Schools

5/10
5/10
Lincoln Middle SchoolGrades 6-81.1 mi
5/10
Cottage Grove High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1972

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Lap Siding,T111 Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Electric Water Heater,Tank Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • Partial bathrooms: 2

Features

  • Attic: Storage

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump,Air Conditioning

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: 1047602
  • Zoning: R1

Features

  • Stories: 2

Lot

  • Lot size: 0.26 Acres
  • Features: Level,SqFt 10000 to 14999
  • Lot size dimensions: 76.47 x 148.5

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters in Lane County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$170$2,040
Property Taxes $350$4,200
Electricity $180$2,169
Total$3,425$41,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,428/yr
40% on housing$102,750/yr
45% on housing$91,333/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$271This listing

vs Other Active Listings

Avg $/sqft

ZIP 97424$268
Lane County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 97424$292
Lane County$294

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$539,000

For Sale by Agent

AgentBob Avery
BrokerageRE/MAX Integrity

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