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2312 Half Section Line Rd, Albertville, AL, 35950

3beds
2baths
1,355sqft
$259,900
$192price/sqft
$1,816/moest. monthly cost
$72,640/yrincome needed

About This Home

Brand new construction with vaulted ceilings and a stunning open layout designed to impress from the moment you walk in. This 3 bedroom, 2 bath home features a bright living, kitchen, and dining space anchored by a large island, granite countertops, stainless appliances, soft close cabinetry, and recessed lighting throughout. Spacious bedrooms offer flexibility, while the primary suite includes a walk in closet and a private bath with double vanities. LVP flooring runs throughout, paired with a large laundry room and two car attached garage. Step outside to a private back deck overlooking peaceful woods, creating the perfect blend of style, comfort, and privacy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Douglas Elementary SchoolGrades PK,3-57.3 mi
6/10
Douglas Middle SchoolGrades 6-87.2 mi
8/10
Douglas High SchoolGrades 9-127.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes

Other

  • Builder name: ALLEN DAVIS

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range

Basement

  • Basement: Crawl Space

Bedroom2

  • Features: Ceiling Fan(s),LVP Flooring
  • Level: First
  • Area: 156

Bedroom3

  • Features: Ceiling Fan(s),LVP
  • Level: First
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Recessed Lighting,Vaulted Ceiling(s),LVP
  • Level: First
  • Area: 88

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 1,355 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Vaulted Ceiling(s),LVP
  • Level: First
  • Area: 99

Laundry Room

  • Features: LVP
  • Level: First
  • Area: 78

Living Room

  • Features: Ceiling Fan(s),Recessed Lighting,Vaulted Ceiling(s),LVP
  • Level: First
  • Area: 255

Master Bedroom

  • Features: Ceiling Fan(s),Recessed Lighting,Walk-In Closet(s),LVP
  • Level: First
  • Area: 168

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Deck

Lot

  • Lot size: 0.35 Acres

Parking

  • Parking features: Garage-Two Car,Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Inland Flooding
Lightning
Winter Weather
Earthquake
Heat Wave
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$198$2,376
Property Taxes $64$768
Electricity $240$2,881
Total$1,816$21,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,262/yr
40% on housing$54,480/yr
45% on housing$48,426/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 35950$137
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35950$143
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$259,900

New Construction

AgentTrenten Hammond
BrokerageSouth Towne Realtors, LLC

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