See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

LOT 146 Cougar Prowl Run NW, Bremerton, WA, 98312

3beds
4baths
3,122sqft
$1,144,900
$367price/sqft
$6,980/moest. monthly cost
$279,200/yrincome needed

About This Home

The Aspen home plan is a stunning 3,122-square-foot design offering 3 to 4 bedrooms, 2.5 to 3 bathrooms, and a spacious 3-car garage, all thoughtfully crafted to provide flexibility, functionality, and modern comfort. This primary-on-the-main layout welcomes you with an inviting den just off the entry, perfect for a home office, creative space, or hobby room. Adjacent to the den, the formal dining area seamlessly connects to the expansive great room and chef-inspired kitchen, creating a true open-concept layout ideal for gatherings and entertaining. Tucked privately off the great room, the primary suite is a luxurious retreat, featuring a spa-like bathroom with a soaking tub, walk-in shower, a private water closet, and a spacious walk-in closet that conveniently connects to the laundry room. For added personalization, you can choose a bathroom with either a large tile and glass shower or a custom shower room with a freestanding tub, adding a touch of luxury to your daily routine. The main floor also includes a secondary bedroom and a full bathroom, as well as a powder room for guests. For those seeking a multi-generational living solution, this area-featuring the den, bedroom, and full bath-can be transformed into a private multi-gen suite. This flexible option offers a separate entrance, living room, kitchenette, bedroom, and bathroom, providing an ideal space for extended family or long-term guests. Upstairs, you'll find a spacious third bedroom with its own walk-in...

Getting Around

3
WalkingCar-Dependent
23
TransitMinimal Transit
10
BikeSomewhat Bikeable

Schools

7/10
4/10
10/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Garrette Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s)
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,122 sqft

Property

Features

  • Levels: 2.0
  • Stories: 2

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Landslide

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,789$69,468
Home Insurance *$292$3,504
Property Taxes $686$8,232
Electricity $213$2,562
Total$6,980$83,760
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$239,314/yr
40% on housing$209,400/yr
45% on housing$186,133/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 98312$259
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98312$274
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$1,131,900

New Construction Spec

BrokerageGarrette Homes

Similar Homes