509 W Lincoln Ave, Emmitsburg, MD, 21727
About This Home
This charming Colonial home in the desirable Emmitsburg community offers a perfect blend of comfort and modern living. With five spacious bedrooms and two and a half bathrooms, this residence is designed to accommodate your lifestyle needs. The heart of the home features a delightful country kitchen equipped with all new stainless steel appliances, making meal prep a joy. The inviting breakfast area and formal dining room provide ample space for gatherings, while the cozy living room, complete with a brick fireplace, creates a warm atmosphere for relaxation. Major renovations completed in 2026, new Stainless Steel appliances, flooring, freshly painted, newer HVAC and more, will enhance the already excellent condition of this home, ensuring it meets contemporary standards. The versatile layout includes entry-level bedrooms, perfect for guests or a home office, library, separate living and dining rooms. The unfinished basement offers endless possibilities for customization, with a walkout level that leads to the serene backyard. Set on a generous 0.28-acre lot that backs to trees, enjoy the tranquility and privacy this location provides. With a two-car attached garage and additional driveway space, parking is never a concern. This home is not just a place to live; it's a sanctuary where memories are made. Experience the perfect blend of comfort, style, and potential in this inviting residence.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Very Good
- Year built: 1990
Materials
- Foundation: Block
- Roof: Asphalt
- Construction materials: Brick Front,Vinyl Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Refrigerator,Stainless Steel Appliance(s),Water Heater,Oven,Electric Water Heater
- Laundry features: Hookup,Main Level,Laundry Room
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Connecting Stairway,Partial,Full,Interior Entry,Exterior Entry,Rear Entrance,Shelving,Space For Rooms,Unfinished,Walk-Out Access
Bathroom1
- Level: Main
- Area: 42
- Dimensions: 6 X 7
Bathroom2
- Level: Upper
- Area: 49
- Dimensions: 7 X 7
Bathroom3
- Level: Upper
- Area: 135
- Dimensions: 9 X 15
Bedroom1
- Level: Main
- Area: 168
- Dimensions: 12 X 14
Bedroom2
- Level: Main
- Area: 132
- Dimensions: 12 X 11
Bedroom4
- Level: Upper
- Area: 132
- Dimensions: 11 X 12
Bedroom5
- Level: Upper
- Area: 143
- Dimensions: 13 X 11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 2
Breakfast Room
- Level: Main
- Area: 120
- Dimensions: 8 X 15
Dining Room
- Level: Main
- Area: 156
- Dimensions: 12 X 13
Features
- Breakfast Area,Dining Area,Entry Level Bedroom,Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Country
- Flooring: Carpet,Luxury Vinyl,Tile/Brick
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,846
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Other,Electric
Interior Area
- Total structure area: 4,582
- Total interior livable area: 2,846 sqft
Kitchen
- Features: Dining Area
- Level: Main
- Area: 294
- Dimensions: 21 X 14
Laundry
- Level: Main
- Area: 54
- Dimensions: 9 X 6
Library
- Level: Main
- Area: 288
- Dimensions: 16 X 18
Living Room
- Features: Fireplace - Wood Burning
- Level: Main
- Area: 224
- Dimensions: 16 X 14
Other
- Level: Main
- Area: 228
- Dimensions: 12 X 19
Sitting Room
- Level: Upper
- Area: 165
- Dimensions: 15 X 11
Storage Room
- Level: Upper
Storage Room
- Level: Lower
- Area: 1100
- Dimensions: 25 X 44
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 1105178827
- Zoning: R2
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 0.28 Acres
- Features: Backs to Trees
Parking
- Total spaces: 4
- Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Attached,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Maryland Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,730 | $32,760 |
| Home Insurance * | $181 | $2,172 |
| Property Taxes | $422 | $5,064 |
| Electricity | $362 | $4,351 |
| Total | $3,695 | $44,340 |
Income You'd Need if You Spent...
Maryland FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Listed for sale | $645,000 |
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