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6501 Dharma Loop #99, Chattanooga, TN, 37412

4beds
--baths
1,866sqft
$379,990
$204price/sqft
$2,440/moest. monthly cost
$97,600/yrincome needed

About This Home

WELCOME to this charming residential community perfectly located near Bass Pro, Top Golf, an array of restaurants, shopping options and just minutes from Downtown Chattanooga. HUMMINGBIRD VILLAGE offers direct access to a scenic walking track that leads directly into Camp Jordan Park. This convenient connection makes a perfect spot for daily strolls, jogging, or cycling. This 4-bedroom, 2.5-bath home features an open floor plan, ideal for entertaining friends and family. The main level includes a spacious family room with fireplace, a dining area, a kitchen with granite countertops, tiled backsplash, under cabinet lighting and stainless steel appliances, a laundry room, a powder room, a 2-car garage, and a covered patio with ceiling fan for outdoor enjoyment. On the second level, you'll find a master suite with a tub, a separate shower, a double vanity, and a large walk-in closet. Three additional bedrooms and another full bathroom complete this level, offering ample space for everyone. The exterior of the home boasts attractive cement siding with stone accents and professional landscaping. The Berkley Plan built by J & A Construction. Buyer still has time to pick some colors/finishes. Estimated completion July/August 2026. Pictures are of previously built home for example only. Call today for more information!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
42
BikeSomewhat Bikeable

Schools

2/10
4/10
East Ridge Middle SchoolGrades 6-83.1 mi
3/10
East Ridge High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stone,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Double Vanity,Granite Counters,Kitchen Island,Pantry,Soaking Tub,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Separate Dining Room
  • Window features: Vinyl Frames
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Den,Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,866

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,866
  • Total interior livable area: 1,866 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 170g F 017

Features

  • Levels: Two
  • Patio & porch: Deck,Patio,Porch,Porch - Covered
  • Exterior features: None

Lot

  • Features: Back Yard,Corner Lot,Level
  • Lot size dimensions: 108 x 51 x 111 x 65

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance $148$1,776
Property Taxes $196$2,352
Electricity $175$2,103
Total$2,440$29,280

Income You'd Need if You Spent...

35% on housing$83,657/yr
40% on housing$73,200/yr
45% on housing$65,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$138
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$379,990

New Construction

AgentLori Montieth
BrokerageKeller Williams Realty

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