See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

202 W Germany St, Lone Star, TX, 75668

0beds
2baths
1,200sqft
$899,900
$750price/sqft
$6,587/moest. monthly cost
$263,480/yrincome needed

About This Home

Welcome to a one-of-a-kind waterfront retreat located on Lone Star Lake (Ellison Creek Reservoir), sitting high on a hill and surrounded by water, where the views, the steady breeze, and the possibilities are truly unmatched. This unique property is perfectly designed for entertaining, relaxation, and incredible investment opportunity. At the heart of the property is a large, covered metal pavilion featuring a custom bar area with built-in seating that creates a fun, tropical atmosphere. The bar is equipped with coolers to keep drinks ice-cold, making it the ideal gathering spot for guests and events. Nearby, a food trailer is already in place for cooking and serving, making it perfectly suited for concessions, parties, or venue use. The property includes two separate his-and-her bathroom buildings, along with an office space conveniently located between one set, plus two outdoor rain-head showers that are perfect for rinsing off after a day spent enjoying the sun and water. A massive sun deck overlooks the stunning waterfront and provides abundant space for tables, chairs, and large gatherings. Picnic areas are scattered throughout the property, offering peaceful spots to relax and take in the breathtaking scenery. A sandy beach area creates a perfect place for swimming and play, while shoreline boat access adds even more recreational appeal. Formerly known as a popular water park obstacle course adventure destination, this property still holds tremendous potential. Whether you envision a private event venue, wedding destination, marina, restaurant, entertainment park, nightly rental cabin development, or a family recreation retreat, the opportunities here are truly endless. If you’re searching for a rare investment opportunity with unforgettable views, existing amenities, and limitless possibilities, this waterfront gem is ready to bring your vision to life.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
West Elementary SchoolGrades PK-25.0 mi
5/10
Daingerfield High SchoolGrades 9-124.9 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Aluminum/Metal
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other/See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Bedrooms & Bathrooms

  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 5584
  • Exclusions: personal items

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: None
  • Living area range: 1000-1500

Lot

  • Lot size: 2.25 Acres

Parking

  • Parking features: No Garage,None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$1,080$12,960
Property Taxes $719$8,628
Electricity $238$2,859
Total$6,587$79,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,840/yr
40% on housing$197,610/yr
45% on housing$175,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$750This listing

vs Other Active Listings

Avg $/sqft

ZIP 75668$122
Morris County$95

vs Homes Sold Last Month

Median $/sqft

ZIP 75668
Morris County$101

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$899,900

For Sale by Agent

AgentBree Shimpock
BrokerageTexas Real Estate Executives, The Daniels Group - Gilmer

Similar Homes