




3389 County Rd #26, Vermontville, NY, 12989
About This Home
The Inn at Loon Lake is hosting an Open House on May 23rd from 1-3 PM, open to both the public and brokers. With a recent price reduction, this motivated seller is offering an opportunity to experience the charm, flexibility, and Adirondack character this unique property has to offer. Historically operated as the Inn at Loon Lake, this 8-bedroom, 6-bath Adirondack property offers exceptional flexibility as a spacious family retreat, vacation home, or income-producing rental. While currently used as a full-time residence, the home has a long history as both an inn and, more recently, a short-term rental, making it well-suited for continued hospitality or multi-generational use. Set on a private lot with a small pond and fire pit area, the property features expansive two-story wraparound porches that define the Adirondack lifestyle--ideal for gathering, relaxing, and entertaining. Inside, the home showcases original woodwork, built-ins, and a large formal dining room, complemented by a remodeled kitchen, updated bathrooms, propane hot water heating, and a new roof. Deeded lake access to Loon Lake is just a short walk away, offering a true extension of the property. Enjoy a beautiful shared access point with mountain and lake views, space for swimming and shoreline play, and the option (for a nominal fee) to store a boat or kayak. Whether spending the day on the water or hosting guests back at the house, the setting supports both relaxation and recreation. Offered fully furnished and turnkey. Includes two tax parcels (309.4-3-14 and 309.4-3-13). A strong opportunity for those seeking a large-format Adirondack property with both personal enjoyment and rental potential.
Getting Around
Schools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Stone
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Adirondack,Colonial,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Range,Refrigerator,Washer,Water Heater
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 6
- Full bathrooms: 6
- Main level bathrooms: 1
Features
- Granite Counters,Built-in Features,Ceiling Fan(s),High Ceilings,High Speed Internet,Natural Woodwork
- Flooring: Hardwood,Tile
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 4,176
Heating
- Heating features: Hot Water,Propane
Interior Area
- Total structure area: 4,176
- Total interior livable area: 4,176 sqft
Property
Details
- Parcel number: 309.4314 & 309.4313
- Zoning: Residential
Features
- Levels: Tri-Level
- Stories: 3
- Patio & porch: Covered,Wrap Around
- Exterior features: Fire Pit,Lake Access Drive
Lot
- Lot size: 0.75 Acres
- Features: Corner Lot,Many Trees
Parking
- Parking features: Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Franklin County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,234 | $26,808 |
| Home Insurance * | $679 | $8,148 |
| Property Taxes | $534 | $6,408 |
| Electricity | $690 | $8,281 |
| Total | $4,137 | $49,644 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $449,000 |
| 2026-04-28 | Listed for sale | $495,000 |
