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282 Circle Ln, Colonial Beach, VA, 22443

4beds
3baths
2,100sqft
$374,900
$179price/sqft
$2,431/moest. monthly cost
$97,240/yrincome needed

About This Home

CONSTRUCTION HAS BEGUN AND FULLY AVAILABLE.... and there is still time t pick all your selections!! Hamlet Homes would like to welcome you to the golf cart friendly Lake Placid Bay Estates community! Such a fantastic floor plan with 4 bedrooms, 2.5 bathrooms with an attached 2-car garage and a deck. Separate dining and living room spaces AND a large family room that opens up to the kitchen. The kitchen includes a full stainless steal appliance package, your choice of LVP flooring, your choice of cabinet color and granite slab, and a 4' island with overhang for stools. The spacious primary bedroom has a walk-in closet and a luxury primary bathroom that includes a double vanity sink, walk-in tile shower, a soaker tub and a linen closet! The garage comes with a garage door opener, 2 remotes, and a keyless entry pad. The crawl space is fully encapsulated and insulated and has the vapor barrier, a sump pump, and is temperature controlled. Reach out soon to still have time to pick your finishes such as roof color, siding style and color, interior paint color, cabinet color, choice of granite, and choice of flooring throughout... plus many more options! Placid Bay Subd is an established beachy community with a dock, pier, water access for your fishing and boating activities. Only 5 miles away from the Town of Colonial Beach where the fun never stops with car shows, farmers markets, shopping, dining, music on the greens, always events and activities plus beautiful beaches and boardwalk and large fishing pier. Reach out for a Hamlet Homes Brochure for a list of standard features, other models available, other lots available and learn more about the process of building with Hamlet Homes who has 33 years in the business and over 3,000+ homes built! Pictures are of previous models built and can include some upgrades.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Montross Middle SchoolGrades 6-813.9 mi
3/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Shingle
  • Construction materials: Concrete,Stick Built,Vinyl Siding

Other

  • Builder model: The Madison Model
  • Builder name: Hamlet Homes Corp

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Water Heater,Electric Water Heater
  • Laundry features: Main Level,Hookup,Washer/Dryer Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Soaking Tub,Bathroom - Tub Shower,Bathroom - Walk-In Shower,Breakfast Area,Ceiling Fan(s),Dining Area,Family Room Off Kitchen,Formal/Separate Dining Room,Kitchen Island,Pantry,Primary Bath(s),Walk-In Closet(s),Dry Wall
  • Door features: ENERGY STAR Qualified Doors
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet
  • Finished area above ground: 2,100

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,100
  • Total interior livable area: 2,100 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: R2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Deck
  • Exterior features: Lighting,Rain Gutters
  • Waterfront features: Fishing Allowed,Canoe/Kayak,Swimming Allowed,Boat - Powered,Personal Watercraft (PWC),Waterski/Wakeboard,River
  • Waterbody name: Mattox Creek To Potomac Creek To Chesapeake Bay

Lot

  • Lot size: 0.29 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage Faces Front,Garage Door Opener,Inside Entrance,Gravel,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Strong Wind
Coastal Flooding
Drought
Hail
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$141$1,692
Property Taxes $193$2,316
Electricity $202$2,433
Total$2,431$29,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,348/yr
40% on housing$72,930/yr
45% on housing$64,826/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.4%
6.4%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 22443$179
Westmoreland County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 22443
Westmoreland County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$374,900

New Construction

AgentAmanda Wilkinson
BrokerageLong & Foster Real Estate, Inc.

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