4069 Cardiff St, Union, KY, 41091
About This Home
The Beachwood showcases an open arrangement of the large family room with a gas fireplace, spectacular kitchen with generous island and a spacious dining area. Expand your living with a covered outdoor area. Relaxing is easy in your secluded primary suite which includes a luxurious bath and large walk-in closet. For quiet times, this ranch is complete with a finished lower level rec roo with den and full bath.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: HardiPlank Type,Brick,Concrete,Stone,Vinyl Siding
Other
- Builder name: Drees Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Range,Gas Cooktop,Dishwasher,Disposal,Microwave
Basement
- Has basement: Yes
- Basement: Full
Bathroom2
- Level: First
- Area: 50
- Dimensions: 5 x 10
Bathroom3
- Level: Lower
- Area: 25
- Dimensions: 5 x 5
Bedroom2
- Level: First
- Area: 110
- Dimensions: 10 x 11
Bedroom3
- Level: First
- Area: 110
- Dimensions: 10 x 11
Bedroom4
- Level: Lower
- Area: 108
- Dimensions: 9 x 12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Area: 72
- Dimensions: 9 x 8
Entry
- Level: First
- Area: 85
- Dimensions: 17 x 5
Family Room
- Level: First
- Area: 340
- Dimensions: 20 x 17
Features
- Kitchen Island,Walk-In Closet(s),Storage,Stone Counters,Smart Thermostat,Smart Home,Pantry,Open Floorplan,Entrance Foyer,Eat-in Kitchen,Double Vanity,Built-in Features,Ceiling Fan(s),High Ceilings,Wired for Data
- Window features: Vinyl Frames
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Attic: Storage
Heating & Cooling
- Heating features: Has Heating (Unspecified Type)
- Cooling features: Central Air
Interior Area
- Total structure area: 2,628
- Total interior livable area: 2,628 sqft
Kitchen
- Level: First
- Area: 54
- Dimensions: 6 x 9
Laundry
- Level: First
- Area: 42
- Dimensions: 7 x 6
Other
- Level: Lower
- Area: 378
- Dimensions: 27 x 14
Other
- Level: First
- Area: 54
- Dimensions: 9 x 6
Primary Bath
- Level: First
- Area: 81
- Dimensions: 9 x 9
Primary Bedroom
- Level: First
- Area: 225
- Dimensions: 15 x 15
Property
Details
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
Lot
- Lot size dimensions: irregular
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Lightning
- Strong Wind
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,703 | $32,436 |
| Home Insurance * | $194 | $2,328 |
| Property Taxes | $374 | $4,488 |
| Electricity | $207 | $2,490 |
| Total | $3,478 | $41,736 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $534,637 |
| 2026-04-28 | Listed for sale | $592,737 |
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