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4038 Bumps End Dr, Indianapolis, IN, 46239

5beds
3baths
2,367sqft
$395,485
$167price/sqft
$2,725/moest. monthly cost
$109,000/yrincome needed

About This Home

Montgomery Woods is a community bringing new single-family homes for sale, coming soon to Indianapolis, IN. The community is located near ample opportunities for outdoor recreation, including Southeastway Park and Dakota Landing Golf Course, perfect for nature lovers and golf enthusiasts. The first floor of this two-story home shares an open layout between the kitchen, dining area and Great Room for easy entertaining, along with a secondary bedroom and full-sized bathroom, perfect for overnight guests. Don't miss the light filled morning room! Upstairs is a luxe owner's suite with an en-suite bathroom and a spacious walk-in closet, three additional secondary bedrooms and a versatile loft that serves as second-floor shared living space. A 3 car garage adds extra storage. *Photos/Tour of model may show features not selected in home.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick,Cement Siding

Other

  • Builder name: Lennar Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,MicroHood,Electric Oven,Refrigerator

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedroom5

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 128
  • Dimensions: 16x8

Features

  • Attic Access,Kitchen Island,Entrance Foyer,Eat-in Kitchen,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Attic: Access Only

Great Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 240
  • Dimensions: 15x16

Heating & Cooling

  • Heating features: Natural Gas,High Efficiency (90%+ AFUE )
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,367
  • Total interior livable area: 2,367 sqft

Kitchen

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 128
  • Dimensions: 16x8

Loft

  • Level: Upper
  • Area: 160
  • Dimensions: 10x16

Master Bedroom

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Sun Room

  • Features: Luxury Vinyl Plank
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Property

Details

  • Parcel number: 490933100003000300
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Smart Lock(s)

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,999$23,988
Home Insurance *$217$2,604
Property Taxes $293$3,516
Electricity $216$2,603
Total$2,725$32,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,428/yr
40% on housing$81,750/yr
45% on housing$72,666/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 46239$138
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46239$132
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-05Price change$395,485
2026-04-28Listed for sale$394,485

New Construction Spec

AgentErin Hundley
BrokerageCompass Indiana, LLC

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