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963 Clayton Rd, Ashford, AL, 36312

4beds
3baths
2,341sqft
$389,800
$167price/sqft
$2,674/moest. monthly cost
$106,960/yrincome needed

About This Home

Quiet luxury on a spacious 1-acre lot! This brand-new construction offers a thoughtfully designed floor plan with 4 bedrooms, a bonus room, and 2.5 bathrooms, maximizing amenities on a generous one-acre lot. Enjoy upscale finishes like luxury vinyl plank flooring, a tiled zero entry master shower, and elegant granite kitchen countertops as well as quartz bathroom countertops. Built with comfort and efficiency in mind, this home includes energy efficient cellulose insulation, a modern plumbing manifold system, and smart security features for peace of mind. Home includes a brand new well, adding to the self-sufficiency and value of this home. Don't miss an opportunity to own your dream home! Move in ready June 2026! Listing agent is related to seller.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
Ashford Elementary SchoolGrades PK-51.6 mi
9/10
Ashford Middle SchoolGrades 6-81.6 mi
5/10
Ashford High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Vinyl
  • Fireplace features: None

Interior Area

  • Total structure area: 2,341
  • Total interior livable area: 2,341 sqft

Property

Details

  • Parcel number: 1503051000003000

Features

  • Levels: One and One Half
  • Pool features: None
  • Patio & porch: Porch-Covered
  • Waterfront features: No Waterfront

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 1 acre

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hurricane
Inland Flooding
Lightning
Strong Wind
Cold Wave
Drought
Heat Wave
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$348$4,176
Property Taxes $94$1,128
Electricity $261$3,143
Total$2,674$32,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,680/yr
40% on housing$80,220/yr
45% on housing$71,306/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 36312$123
Houston County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 36312$148
Houston County$134

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$389,800

New Construction

AgentCharla Childers
BrokerageEXP Realty LLC

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