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49231 County Road 173 Cabin 9, Deer River, MN, 56636

1beds
1baths
256sqft
$145,000
$566price/sqft
$1,122/moest. monthly cost
$44,880/yrincome needed

About This Home

Welcome to Bowstring Shores, where lake living meets opportunity. Cabin nine is a fully furnished studio cabin with beautiful views of the lake. It's a simple and affordable way to get on the lake! This is more than just a cabin; it is a turnkey getaway with built-in income potential. Located on highly sought-after Bowstring Lake, one of northern Minnesota’s premier fishing lakes, this newly developed common interest community offers a unique ownership experience. Enjoy your time at the lake when you want it, and take advantage of a professionally managed rental program when you are not using the property. This allows owners the ability to generate income and offset expenses while maintaining a low-maintenance, hands-off ownership experience. Bowstring Lake spans nearly 10,000 acres and is well known for its excellent fishing, including walleye, northern pike, and panfish. The property also benefits from the deepest and most accessible private landing on the lake, accommodating a wide range of watercraft, including larger boats. Surrounded by the Chippewa National Forest, the area offers year-round recreation with nearby trails, hunting land, and outdoor activities. Each cabin within Bowstring Shores offers its own unique layout and character, while sharing the benefits of lake access, functional design, and the classic Up North cabin feel buyers are looking for. Common amenities include dock access, pool, laundry facilities, and maintained shared spaces, all designed to simplify ownership and enhance the overall experience. Whether you are searching for a personal retreat, a fishing basecamp, or an investment opportunity, this property offers a rare combination of all three in one setting. Multiple units available with varying sizes, layouts, and price points.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

6/10
King Elementary SchoolGrades PK-516.4 mi
4/10
Deer River SecondaryGrades 6-1215.9 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: Other

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 256

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 256
  • Total interior livable area: 256 sqft

Property

Accessibility

  • Accessibility features: No Stairs Internal

Details

  • Parcel number: 094450090
  • Zoning description: Residential-Single Family
  • Foundation area: 256

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Heated,Shared
  • Patio & porch: Deck
  • Fencing: None
  • Has view: Yes
  • View description: West
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Bottom(Rocky)

Lot

  • Lot size: 2,178 Acres
  • Lot size dimensions: x

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Itasca County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $733$8,796
Home Insurance *$116$1,392
Property Taxes $103$1,236
Electricity $170$2,050
Total$1,122$13,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,468/yr
40% on housing$33,660/yr
45% on housing$29,920/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$566This listing

vs Other Active Listings

Avg $/sqft

ZIP 56636$102
Itasca County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 56636$139
Itasca County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$160,000

For Sale by Agent

AgentDan Nielsen
BrokerageReal Broker,LLC

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