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22145 Pine Grove Loop, Leesburg, FL, 34748

4beds
3baths
2,850sqft
$439,990
$154price/sqft
$3,050/moest. monthly cost
$122,000/yrincome needed

About This Home

Pre-Construction. To be built. Welcome to the Serena, where convenience meets comfort across two thoughtfully designed stories. This clever home puts the owner’s suite right where you want it – on the main level – while keeping three additional bedrooms tucked away upstairs. The heart of the home shines with 9’4 ceilings and an open layout that makes the kitchen, dining, and family areas feel like one gorgeous space. Speaking of the kitchen, it boasts a 10’6” island that’s ready for everything from breakfast rushes to holiday cookie baking. Upgrades like a wall oven and beverage center can turn this space into your culinary dream. Upstairs holds a special surprise – a bedroom that can become a second owner’s suite – hello, multi-generational living! The adaptable loft space is ready for whatever your family throws at it – from movie marathons to homework sessions. With walk-in closets in every bedroom and smart storage solution throughout, the Serena keeps clutter at bay. Best of all, the wall of windows and sliding glass doors leading to your patio (or optional lanai) bring the outdoors in, making every day feel a bit more like vacation. Introducing Cedar Landings in Leesburg, Florida! Resort-Style amenities including a zero-entry pool with cabana, a dog park with separate spaces for small and large dogs, a playground, and a 1-acre multi-use green space. 2 miles to the Florida Turnpike, 20 miles to Mt. Dora & Winter Garden, 35 miles to Downtown Orlando, 10 miles to Main Street in Leesburg with local favorite restaurants including The Brick and Barrel Public House, Turners Kitchen, & Prime 3, and 2 miles to The Monarch at Royal Highlands Golf Course. Golfers can play this course and grab burgers and brews at the club's eatery. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

1/10
2/10
Oak Park Middle SchoolGrades 6-89.6 mi
2/10
Leesburg High SchoolGrades 9-129.8 mi

Construction

Condition

  • Property condition: Pre-Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Other

  • Builder model: SERENA
  • Builder name: RYAN HOMES

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Range,Tankless Water Heater
  • Laundry features: Inside

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 157.3
  • Dimensions: 14.3x11

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 157.2
  • Dimensions: 13.1x12

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First
  • Area: 168.64
  • Dimensions: 13.6x12.4

Dining Room

  • Level: First
  • Area: 137.64
  • Dimensions: 11.1x12.4

Features

  • Eating Space In Kitchen,High Ceilings,Primary Bedroom Main Floor,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 266
  • Dimensions: 14x19

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,429
  • Total interior livable area: 2,850 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Pantry
  • Level: First
  • Area: 188.7
  • Dimensions: 11.1x17

Laundry

  • Level: First
  • Area: 48
  • Dimensions: 6x8

Loft

  • Level: Second
  • Area: 201.6
  • Dimensions: 16x12.6

Primary Bathroom

  • Features: Dual Sinks,Shower No Tub
  • Level: First
  • Area: 117
  • Dimensions: 9x13

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 200.83
  • Dimensions: 13.3x15.1

Property

Details

  • Parcel number: 072125001000022000
  • Zoning: X
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Irrigation System

Lot

  • Lot size: 7,430 sqft
  • Features: Sidewalk,Above Flood Plain
  • Lot size dimensions: 50 x 149

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hurricane
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$258$3,096
Property Taxes $282$3,384
Electricity $286$3,441
Total$3,050$36,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,571/yr
40% on housing$91,500/yr
45% on housing$81,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$154This listing

vs Other Active Listings

Avg $/sqft

ZIP 34748$115
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 34748$167
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$449,990

New Construction

AgentBill Maltbie
BrokerageMALTBIE REALTY GROUP

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