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213 Jones Peck Rd, Smyrna, NY, 13464

4beds
3baths
3,800sqft
$1,199,000
$316price/sqft
$9,505/moest. monthly cost
$380,200/yrincome needed

About This Home

This stunning country home was built in 2015, clearly with taste and quality throughout for the discerning new owner. Beautifully situated, well back from the road and offering commanding views from the huge wrap around covered porch of its 8 acres of mostly open meadows, this spacious 3800 sq. ft. home features 4 bedrooms and 3 full baths with 1st floor 10 foot ceilings, while the 2nd floor and basement offer 9 foot ceilings. There is room for a lot of growth in this home with an additional 784 sf in the nearly finished bonus room above the garage and 1500+ sf in partially finished walk out basement, offering tons of room for entertaining, potential in-law suite and/or enjoying large family gatherings. The main floor offers open living, with a gorgeous, very well-appointed kitchen featuring KitchenAid Stainless appliances, including a 6 burner gas range, double wall oven, built-in microwave, French door refrigerator, two sinks for prep and clean up - set off by custom cabinetry and striking granite counters. The adjacent dining area can accommodate large family gatherings with the main living room providing comfortable accommodations for relaxing together. This house features wood-look ceramic tile throughout all rooms on the first and second floors maximizing efficiency of the radiant heating system on every floor. Even the basement and bonus room over the garage is radiant heat. The separate Central Air system keeps the house cool and comfortable in the summer. One of the showcase features of this unique home is the spiral staircase, with black walnut stair treads and a cherry turret ceiling trimmed in black walnut. The large primary suite offers outstanding views, as well a huge private bathroom, with 3 additional bedrooms, full bath and separate laundry on the second floor for added convenience. Large Pella windows offer ample light and views throughout, while Pella doors, Hardie Board siding, steel roofing and poured foundation showcase the quality construction throughout. The house has an ample, 2 car attached garage and is serviced with a 1000 gallon buried propane tank, 200 amp electrical service in the main house as well as 100 amp service on the 30' x 52' barn/workshop. With the nearly 8 acres of fields and small woodlot, along with the barn, the property has potential for outdoor recreation, small farm or horses. Located in the Sherburne Earlville School District and just 7 miles from either Sherburne or Norwich for amenities, additional shopping, restaurants and entertainment are less than an hour from Utica/New Hartford or Binghamton areas, and just 39 miles from renowned Cooperstown, with the Baseball Hall of Fame, art and historical museums, and theater. This area of Central New York State is recognized for its wildlife conservation and features thousands of acres of protected wildlife areas, state parks, and outstanding fishing on area lakes and rivers. Located just 3.5 hours from NYC/George Washington Bridge, this beautiful, quality built home offers so much to its new owners with opportunity for expansion and creative uses of the land and buildings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Metal
  • Construction materials: Frame,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Stainless Steel Appliances

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished,Walk-Out Access,Bathrooms(1)

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Tile
  • Finished area above ground: 3,800

Heating & Cooling

  • Heating features: Propane,Forced Air,Radiant
  • Cooling features: Central

Interior Area

  • Total structure area: 5,700
  • Total interior livable area: 3,800 sqft

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • Parcel number: 085200083.0000001019.100
  • Lease amount: 0

Features

  • Stories: 2
  • Patio & porch: Covered Porch,Deck
  • Exterior features: Utilities
  • Has view: Yes
  • View description: Scenic
  • Frontage length: 0

Lot

  • Lot size: 8 Acres
  • Features: Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$768$9,216
Property Taxes $2,048$24,576
Electricity $627$7,535
Total$9,505$114,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$325,885/yr
40% on housing$285,150/yr
45% on housing$253,466/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 13464$95
Chenango County$117

vs Homes Sold Last Month

Median $/sqft

ZIP 13464
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$1,199,000

For Sale by Agent

AgentJohn Myers
BrokerageWHITETAIL PROPERTIES REAL ESTATE LLC (NY)

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