54 Ridge Way, Troy, MT, 59935
About This Home
Tucked into the trees just outside of Troy, this nearly 11-acre property offers privacy, usability, and sweeping mountain views. The existing home can be lived in permanently or serve as a comfortable place while you build your dream home. The property is already equipped with a well and a permitted septic system. Two shops offer excellent space for storage, equipment, or a workspace, and the mix of open ground and timber makes it well-suited for horses and enjoying the outdoors. One shop is fully equipped with electrical service, a welder plug, and exterior outlets. Walk across the highway to access hundreds of acres for hunting and recreation. A peaceful, ready-to-use Montana property with room to grow and make it your own.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
Type & Style
- Home type: MobileManufactured
- Architectural style: Other
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
Heating
- Heating features: Wall Furnace
Interior Area
- Total interior livable area: 300 sqft
Property
Details
- Parcel number: 56406405401010000
- Special condition: Standard
Features
- Patio & porch: Deck
- Exterior features: Fire Pit,Storage
- Has view: Yes
- View description: Mountain(s)
- Horses can be raised: Yes
Lot
- Lot size: 10.93 Acres
- Features: Views,Wooded
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Wildfire
- Avalanche
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,224 | $26,688 |
| Home Insurance | $202 | $2,424 |
| Property Taxes | $183 | $2,196 |
| Electricity | $151 | $1,812 |
| Total | $2,760 | $33,120 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-28 | Listed for sale | $445,000 |
For Sale by Agent
View on Zillow