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360 Hillsview Dr Lot 10, Spearfish, SD, 57783

2beds
1baths
840sqft
$55,000
$65price/sqft
$487/moest. monthly cost
$19,480/yrincome needed

About This Home

For sale by owner. Asking $55,000. 1975, 14×60, 840 sqft. 2 bedroom, 1 bathroom mobile home located in Kens Trailer Court, just a couple blocks north of BHSU. Nice size lot with an open field across from it. Lot rent is $455/month which includes water, sewer and garbage. Subletting is allowed along with pets if desired. It will be available the end of June. This home has been owner occupied for the last 12 years, it has been smoke-free and pet-free. The 2nd bedroom is not enclosed. New flooring was put in last June. Stove, furnace and water heater are all gas. Water heater and AC unit are just a few years old. The home has lutron smart-controlled lighting, allowing for voice commands or remote control via smartphone. It has a nice, open layout with a generous size living room area. It is offered fully furnished if interested.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

8/10
6/10
5/10

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: MobileManufactured

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 840 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire
Inland Flooding
Tornado

FEMA Declared Disasters in Lawrence County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $278$3,336
Home Insurance $28$336
Property Taxes $35$420
Electricity $146$1,755
Total$487$5,844

Income You'd Need if You Spent...

35% on housing$16,697/yr
40% on housing$14,610/yr
45% on housing$12,986/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$65This listing

vs Other Active Listings

Avg $/sqft

ZIP 57783$354
Lawrence County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 57783$229
Lawrence County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$55,000

For Sale by Owner

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