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1866 New River Inlet Rd Unit 3210, North Topsail Beach, NC, 28460

3beds
2baths
1,260sqft
$580,000
$460price/sqft
$3,599/moest. monthly cost
$143,960/yrincome needed

About This Home

Don’t miss this rare opportunity to own one of the very limited three-bedroom oceanfront point units in North Topsail Beach. Located in Building 3 (with elevator) at Topsail Dunes, this exceptional condo offers sweeping 180-degree unobstructed views of the Atlantic, with both eastern and southwestern exposures. Floor-to-ceiling windows flood the living, dining, and kitchen areas with natural light while showcasing stunning water views. The well-appointed kitchen features stainless steel appliances, granite countertops, a center island, and a spacious dining area - perfect for entertaining. The unit includes two nicely renovated bathrooms, including a private en suite in the primary bedroom. An added bonus is the screened-in, sound-side porch, where you can enjoy breathtaking sunset views, along with two large storage closets for beach chairs, surfboards and all of your other sand toys. Topsail Dunes amenities include an oceanfront pool, direct beach access, picnic and grilling areas, basketball court, and a playground. Beautifully furnished and completely turn-key, this well-maintained residence has never been part of a rental program. Sold fully furnished, it is truly move-in or rental ready. Schedule your private showing today.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades PK-57.3 mi
7/10
Dixon MiddleGrades 6-84.5 mi
4/10
Dixon HighGrades 9-128.1 mi

Construction

Type & Style

  • Home type: Condo

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,260 sqft

Property

Features

  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$158$1,896
Property Taxes $309$3,708
Electricity $200$2,405
Total$3,599$43,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,394/yr
40% on housing$107,970/yr
45% on housing$95,973/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$306
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$580,000

For Sale by Owner

AgentProperty Owner

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