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510 N Main St #69, Lindale, TX, 75771

2beds
1baths
880sqft
$149,900
$170price/sqft
$1,252/moest. monthly cost
$50,080/yrincome needed

About This Home

Charming 2-bedroom, 1-bath home with endless potential in the heart of Lindale located on Main Street! It’s conveniently located near Pickers Pavilion, Miranda Lambert’s Pink Pistol, and a variety of local restaurants and shops. Zoned for mixed use, this unbelievable investment property offers potential for both residential and commercial use. Located in highly sought-after Lindale ISD and within walking distance to the Eagles football stadium — Don’t miss out on this GREAT OPPORTUNITY, the possibilities are wide open!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Early Childhood CenterGrades PK-K0.4 mi
9/10
8/10
Lindale High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Free-Standing Range,Refrigerator,Electric Water Heater

Bathroom

  • Features: Shower/Tub

Bedroom

  • Features: Other/See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Den/Dining Combo,Other/See Remarks

Features

  • Ceiling Fan(s)
  • Window features: Blinds
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Special condition: None
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Partial

Lot

  • Lot size: 10,846 sqft
  • Features: Rectangular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Strong Wind
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $757$9,084
Home Insurance *$114$1,368
Property Taxes $143$1,716
Electricity $238$2,859
Total$1,252$15,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$42,925/yr
40% on housing$37,560/yr
45% on housing$33,386/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 75771$206
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75771$178
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-28Listed for sale$154,900

For Sale by Agent

AgentNadia Hicks
BrokerageCentury 21 First Group - Lindale

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