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117 Apple Valley Way Lot 6, East Bernstadt, KY, 40729

2beds
2baths
1,519sqft
$189,000
$124price/sqft
$1,343/moest. monthly cost
$53,720/yrincome needed

About This Home

Looking for a new 2 bedroom raised ranch. This one has 1519 SF on two levels and is under construction now. Nestled on .61 acre at the end of cul-de-sac and on sewer. Located in Apple Valley just off Hensley Rd near Hazel Green Elementary. This Southern Style looking home has several grand steps centered on the full length front porch. Main level has a good size living room off to the left of entrance and a huge eat in kitchen off to the right. Dark gray stained cabinetry with granite countertops. Luxury vinyl and ceramic tile. Side deck is off the kitchen and overlooks a wooded area. Half Bath and adjoining oversize laundry room. The upper level has 2 huge bedrooms 19.2 x 13.5. Walk in closets and full bath with tub shower are off the connecting hallway. Lots of character with wood ceilings throughout the home and drywall walls. Heat system and air are mini splits. Luxury vinyl wood look flooring and ceramic tile. This is on sewer. North Laurel High and Middle School and Hazel Green Elementary are the schools for this area.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

10/10
4/10
North Laurel High SchoolGrades 9-125.9 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom1

  • Level: Second

Bedroom2

  • Level: Second
  • Area: 259.2

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Screens
  • Flooring: Ceramic Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,519

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,519
  • Total interior livable area: 1,519 sqft

Kitchen

  • Level: First
  • Area: 246.253

Living Room

  • Level: First
  • Area: 238.497

Master Bedroom

  • Level: Second
  • Area: 259.2

Other

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 0150000103.06

Features

  • Levels: Two
  • Has view: Yes
  • View description: Trees/Woods,Neighborhood

Lot

  • Lot size: 0.61 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$157$1,884
Property Taxes $77$924
Electricity $154$1,850
Total$1,343$16,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,045/yr
40% on housing$40,290/yr
45% on housing$35,813/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 40729$167
Laurel County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 40729$136
Laurel County$129

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$189,000

For Sale by Agent

AgentDonna S Cheek
BrokerageCENTURY 21 Advantage Realty

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