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330A Lakeside Ave, Andover, NJ, 07821

2beds
1baths
875sqft
$575,000
$657price/sqft
$4,348/moest. monthly cost
$173,920/yrincome needed

About This Home

Charming cottage on beautiful Lake Hopatcong. Large living area with beamed ceilings and views galore. Watch the sunrise from the house, patio, or dock. Open living space with hardwood floors throughout. Newer appliances, new roof, new well pump, updated water softener, newer water heater, insulated, recently paved driveway , parking for 4 cars and a couple of boats. Loft on 2nd floor could make a great reading nook or office space.Enclosed porch in front. Close to major highways, mass transit and just an hour from NYC. Come see what lake life is all about this summer on New Jersey's largest lake!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

3/10
3/10
Hopatcong High SchoolGrades 8-123.6 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage,Lakestyle
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dryer,Range/Oven-Electric,Refrigerator,Washer,Water Softener Owned,Gas Water Heater
  • Laundry features: Laundry Room,In Basement

Basement

  • Features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Yes,Crawl Space

Bedroom1

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Living/Dining Combo
  • Level: First

Features

  • Dry Bar,Beamed Ceilings,High Ceilings,Bathroom
  • Door features: Storm Door(s)
  • Window features: Thermal Windows/Doors,Blinds,Window Treatments
  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Baseboard - Electric,Electric
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 875
  • Total interior livable area: 875 sqft

Kitchen

  • Features: Separate Dining Area
  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 2812701110000000400000

Features

  • Patio & porch: Patio
  • Exterior features: Dock
  • Has view: Yes
  • View description: Lake/Water View
  • Has water view: Yes
  • Water view: Lake/Water View
  • On waterfront: Yes
  • Waterfront features: Lake Front,Waterfront,Lake Privileges

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: 25 x 150IRR

Parking

  • Total spaces: 4
  • Parking features: 2 Car Width,Asphalt
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$194$2,328
Property Taxes $1,054$12,648
Electricity $193$2,318
Total$4,348$52,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,074/yr
40% on housing$130,440/yr
45% on housing$115,946/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$657This listing

vs Other Active Listings

Avg $/sqft

ZIP 07821$340
Sussex County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 07821$276
Sussex County$279

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$595,000

For Sale by Agent

AgentJacqueline Loughridge
BrokerageWeichert Realtors

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