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320 Ecliptic Loop, Yulee, FL, 32097

2beds
2baths
1,529sqft
$349,900
$229price/sqft
$2,368/moest. monthly cost
$94,720/yrincome needed

About This Home

Step into the Ellenwood Villa, where breezy coastal charm meets elevated luxury finishes with the Natural Package. This home offers 2 well-appointed bedrooms, 2 full baths, and a flexible flex room that can serve as a private office, reading nook, or hobby space. Wide-plank luxury vinyl flooring flows throughout, creating a light, airy feel. The spacious main living area is anchored by a stunning kitchen featuring built-in KitchenAid appliances, crisp white cabinetry, quartz countertops, a white flow hexagon tile backsplash, and an oversized island that connects seamlessly to the covered lanai. Thoughtful move-in-ready features include window blinds, refrigerator, washer and dryer, Smart Home package, and a zero-entry shower for added comfort and accessibility. Outside the home, enjoy a vibrant resort-style lifestyle with access to a clubhouse, restaurant, swimming pool, pickleball courts, and more. Tour today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
Wildlight ElementaryGrades PK-50.3 mi
9/10
Yulee Middle SchoolGrades 6-83.8 mi
5/10
Yulee High SchoolGrades 5,9-123.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Other

  • Builder name: Del Webb

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Water Softener Owned,Stove,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,529
  • Total interior livable area: 1,529 sqft

Property

Details

  • Parcel number: 503N27100700140000
  • Zoning: RS-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Rear Porch

Lot

  • Lot size: 3,780 sqft
  • Lot size dimensions: 30' x 126'

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Hurricane
Heat Wave
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$190$2,280
Property Taxes $212$2,544
Electricity $197$2,366
Total$2,368$28,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,188/yr
40% on housing$71,040/yr
45% on housing$63,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 32097$195
Nassau County$311

vs Homes Sold Last Month

Median $/sqft

ZIP 32097$197
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Pending sale$349,900
2026-07-24Price change$349,900
2026-07-09Price change$354,900
2026-05-31Price change$359,500
2026-05-23Price change$364,500
2026-04-29Listed for sale$375,890

New Construction

AgentSabrina Lozada Bastardo
BrokeragePULTE REALTY OF NORTH FLORIDA

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