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306 N Liberty St, Belchertown, MA, 01007

3beds
3baths
2,294sqft
$749,900
$327price/sqft
$5,335/moest. monthly cost
$213,400/yrincome needed

About This Home

Beautiful Contemporary ranch on just shy of an acre lot. The home is sided and the roof is on. There is still time for the buyers to pick out their interior finish selections. The home will feature 9' ceilings and a vaulted ceiling in the Living Room, hardwood floors throughout and ceramic tiles in the wet areas. This home will be built with quality and attention to details. It is a 3 bedroom, 2 1/2 bath home with an unfinished BONUS ROOM over the garage. The porch on the front and patio off the back will be perfect for enjoying all the beauty surrounding this home. Electric Heat Pump hot air furnace and 2 programmable thermostats will keep the home comfortable through all seasons. The living room and all bedrooms will come with ceilings fans. The well-appointed kitchen will have a stainless steel exhaust hood, Shaker style cabinets, granite or quartz countertops and a subway backsplash. Call now for more information.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
5/10
Jabish Middle SchoolGrades 7-82.9 mi
7/10
Belchertown High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater
  • Laundry features: Flooring - Stone/Ceramic Tile,Stone/Granite/Solid Countertops,Upgraded Countertops,Electric Dryer Hookup,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Bulkhead

Bathroom1

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Bathroom - With Shower Stall, Closet - Linen, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Soaking Tub
  • Level: First

Bathroom2

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded
  • Level: First

Bathroom3

  • Features: Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Cabinets - Upgraded
  • Level: First

Bedroom2

  • Features: Flooring - Hardwood, Closet - Double
  • Level: First

Bedroom3

  • Features: Flooring - Hardwood, Closet - Double
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood, Lighting - Overhead
  • Level: First

Features

  • Mud Room
  • Door features: Insulated Doors
  • Window features: Insulated Windows
  • Flooring: Wood,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,294

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,294
  • Total interior livable area: 2,294 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Recessed Lighting, Lighting - Pendant
  • Level: Main,First

Living Room

  • Features: Flooring - Hardwood, Exterior Access, Open Floorplan, Recessed Lighting
  • Level: First

Master Bathroom

  • Features: Yes

Master Bedroom

  • Features: Bathroom - Full, Bathroom - Double Vanity/Sink, Closet - Linen, Walk-In Closet(s), Flooring - Hardwood
  • Level: First

Property

Details

  • Zoning: R-1

Features

  • Patio & porch: Porch,Patio
  • Exterior features: Porch,Patio

Lot

  • Lot size: 0.92 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 6
  • Parking features: Paved Drive
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$243$2,916
Property Taxes $849$10,188
Electricity $452$5,428
Total$5,335$64,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,914/yr
40% on housing$160,050/yr
45% on housing$142,266/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$327This listing

vs Other Active Listings

Avg $/sqft

ZIP 01007$273
Hampshire County$247

vs Homes Sold Last Month

Median $/sqft

ZIP 01007$245
Hampshire County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$749,900

For Sale by Agent

AgentWheway Group
BrokerageColdwell Banker Realty - Western MA

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