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314 E Vernon St N, Nevada, MO, 64772

2beds
1baths
900sqft
$104,900
$117price/sqft
$849/moest. monthly cost
$33,960/yrincome needed

About This Home

BBQ & Bungalow Time. A classic well loved 2 bed 1 bath home. Fully fenced, deep, private back yard. Huge back deck for BBQ party season. The deck conveniently connects to the garage and rear entry to kitchen. All appliances stay. The floors have NEW Carpet or luxury vinyl plank in most areas. Newer gas tankless hot water heater. New top of the line mini split has heat and air. Most all are new windows that open for cross ventilation. Pex plumbing throughout. Partially furnished items can stay or go. Attached garage has a nice garage door. Concrete floor. Covered front porch with fan adds to the charm of the home. Charming fresh home for the market!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
Truman Elementary SchoolGrades 3-50.9 mi
6/10
Nevada Middle SchoolGrades 6-81.0 mi
5/10
Nevada High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Gas Range,Washer,Water Softener,Tankless Water Heater
  • Laundry features: Main Level,Off The Kitchen

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Luxury Vinyl
  • Level: Main
  • Area: 70

Bedroom1

  • Features: Luxury Vinyl
  • Level: Main
  • Area: 196

Bedroom2

  • Features: All Carpet
  • Level: Main
  • Area: 150

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Window features: Thermal Windows
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Natural Gas,Wall Furnace
  • Cooling features: Electric

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Features: Luxury Vinyl
  • Level: Main
  • Area: 140

Living Room

  • Features: All Carpet,Luxury Vinyl
  • Level: Main
  • Area: 288

Workshop

  • Level: Lower
  • Area: 400

Property

Details

  • Parcel number: 182.041333.0
  • Special condition: Standard

Features

  • Patio & porch: Deck,Porch
  • Fencing: Wood

Lot

  • Lot size: 0.30 Acres
  • Features: City Limits,Level

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Heat Wave
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$123$1,476
Property Taxes $55$660
Electricity $141$1,693
Total$849$10,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$29,108/yr
40% on housing$25,470/yr
45% on housing$22,640/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.7%
6.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 64772$89
Vernon County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 64772
Vernon County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Listed for sale$115,000

For Sale by Agent

AgentDana Buttorff
BrokerageUnited Country American Heartl

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