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2909 Bismark St #A & B, Laredo, TX, 78043

4beds
4baths
2,195sqft
$263,000
$120price/sqft
$2,099/moest. monthly cost
$83,960/yrincome needed

About This Home

This beautifully remodeled duplex offers the perfect blend of modern design and investment potential. Every detail has been thoughtfully updated, featuring contemporary finishes, and upgraded fixtures in both units. Each side boasts an open-concept layout with stylish flooring, fully renovated kitchens with modern appliances, and updated bathrooms designed for comfort and elegance. Unit A is located at the front of the duplex, while Unit B is in the back. Both units have 2 bedrooms, and 2 full bathrooms.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

7/10
2/10
4/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Tar/Gravel,New
  • Construction materials: Brick Veneer

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Refrigerator,Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Walk-In Closet(s)
  • Flooring: Tile
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,195
  • Total interior livable area: 2,195 sqft

Kitchen

  • Features: Granite Counters

Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front
  • Fencing: Fenced,Combination,Masonry
  • Topography of land: Level

Lot

  • Lot size: 6,385 sqft

Parking

  • Parking features: No Garage,Concrete,No Carport
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,329$15,948
Home Insurance *$183$2,196
Property Taxes $346$4,152
Electricity $241$2,892
Total$2,099$25,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,965/yr
40% on housing$62,970/yr
45% on housing$55,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.8%
3.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$120This listing

vs Other Active Listings

Avg $/sqft

ZIP 78043$124
Webb County$127

vs Homes Sold Last Month

Median $/sqft

ZIP 78043$158
Webb County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$263,000

For Sale by Agent

AgentRosario Reyes
BrokerageROSGO REALTY, LLC

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