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8248 Bankhead Dr, Olive Branch, MS, 38654

4beds
2baths
1,870sqft
$357,990
$191price/sqft
$2,394/moest. monthly cost
$95,760/yrincome needed

About This Home

Homesite 146, the Ardmore plan in Villages at Southbranch is available now! We're thrilled to unveil the Ardmore plan, one of our new alley-load floorplans in our Villages at Southbranch community! Located in Olive Branch, MS, the Ardmore offers one-level living with modern designs, featuring two stylish elevations and a spacious 1,870 sq. ft. layout that includes 4 bedrooms, 2 bathrooms, and an alley-load two-car garage. As you step inside, you'll find a chef-inspired kitchen that flows seamlessly into the dining area and living room, creating an open and inviting atmosphere. The kitchen is equipped with stainless steel appliances, quartz countertops, ample cabinet space, and provides a view of the dining area and family room. Conveniently, the laundry room is situated just off the kitchen. The primary bedroom is a retreat of its own, complete with a walk-in closet, a walk-in shower, and dual vanities. The three additional bedrooms, located at the front of the home, share a full bathroom featuring a single vanity and an acrylic tub and shower insert. Step outside to the covered patio, perfect for outdoor gatherings or simply enjoying the pleasant weather. With its thoughtful design, spacious layout, and modern amenities, the Ardmore is the perfect place to call home at Villages at Southbranch. Please note that pictures, photographs, colors, features, and sizes are for illustrative purposes only and may vary from the actual homes as they are constructed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,870 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,810$21,720
Home Insurance *$234$2,808
Property Taxes $158$1,896
Electricity $192$2,304
Total$2,394$28,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,080/yr
40% on housing$71,820/yr
45% on housing$63,840/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Listed for sale$357,990

New Construction Spec

BrokerageD.R. Horton

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