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256 Morley Rd, Mountain City, TN, 37683

2beds
1baths
600sqft
$649,000
$1,082price/sqft
$3,981/moest. monthly cost
$159,240/yrincome needed

About This Home

28 Acres with Panoramic Mountain Views | Cabin | Ponds | Income Potential Experience the best of East Tennessee living on this exceptional 28-acre property, ideally located just 15 minutes from downtown Mountain City. Set at the end of a quiet dead-end road, this private retreat offers sweeping panoramic mountain views overlooking the Cherokee National Forest. The land is a rare combination of rolling pastures and mature woods, providing both usability and natural beauty. Two picturesque ponds enhance the landscape, while multiple prime homesites allow you to build your dream home or create a multi-structure family compound--all positioned to capture the stunning views. The property includes a beautifully built ~600 sq ft cabin featuring 2 bedrooms, 1 full bath, a full kitchen, and a mud/laundry room. A large covered porch overlooks the farm and surrounding mountains, offering the perfect place to relax and take in the scenery. Currently used as a short-term rental, the cabin has generated approximately $10,000 annually with minimal effort, making it an ideal income-producing asset or guest retreat. Also included is the charming 216 sq ft tiny home affectionately known as ''The Doll House.'' This designer-appointed retreat features a light-filled living room, kitchenette, full bath, spacious sleeping loft, and a welcoming front porch with breathtaking mountain views. Packed with character and thoughtfully designed, ''The Doll House'' is fully STR-ready and projected to generate $10,000+ annually on its own. Additional improvements include an old barn full of character, a detached 1-car metal garage/building, city water, a newly updated septic system, and a well--providing flexibility for future expansion. Located near outdoor recreation including Doe Mountain Recreation Area and Watauga Lake, this property offers easy access to ATV trails, boating, hiking, and more. Whether you're seeking a private mountain getaway, an income-producing property, or the perfect setting for your forever home, this one-of-a-kind property delivers unmatched views, privacy, and potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Doe Elementary SchoolGrades PK-61.6 mi
4/10
Johnson Co Middle SchoolGrades 7-86.5 mi
4/10
Johnson Co High SchoolGrades 9-126.8 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Above Average,New Construction
  • New construction: Yes
  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Remodeled
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 045 031.00
  • Zoning: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Back,Covered,Deck
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s)
  • Topography of land: Farm Pond, Part Wooded, Pasture, Rolling Slope

Lot

  • Lot size: 28.24 Acres
  • Features: Pasture
  • Lot size dimensions: See Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Inland Flooding
Landslide
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $342$4,104
Property Taxes $183$2,196
Electricity $175$2,103
Total$3,981$47,772

Income You'd Need if You Spent...

35% on housing$136,491/yr
40% on housing$119,430/yr
45% on housing$106,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,082This listing

vs Other Active Listings

Avg $/sqft

ZIP 37683$174
Johnson County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 37683—
Johnson County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$689,000

New Construction

AgentJerry Redden
BrokerageMisty Oaks Real Estate

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