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1390 Route 9P, Saratoga Springs, NY, 12866

5beds
3baths
3,386sqft
$1,779,000
$525price/sqft
$11,888/moest. monthly cost
$475,520/yrincome needed

About This Home

We are pleased to announce a price improvement on a new 2025 Marini-built modern farmhouse located on Saratoga Lake. This 3,386-square-foot home features four bedrooms plus a den and 45 feet of deeded lake frontage. A permitted aluminum floating dock is included, with a $15,000 buyer credit toward installation at closing. The designer-appointed interior offers: - Great Room: Exposed wood beams, a gas fireplace with stone surround, and wood flooring. - Gourmet Kitchen: wood canopy hood, integrated appliances, brass pendant lighting, and Cambria quartz countertops. - Primary Suite: Custom walk-in shower, custom walk-in closet, and ample storage. - Second Floor: A versatile loft ideal for a media room, entertainment room or guest overflow. Additional features include a detached two-car garage with an unfinished 478 sf bonus room above, a paver patio with a built-in gas fire pit, and professional landscaping with full sprinklers. The home is built to high standards with Energy Star windows, central air, a tankless water heater, radon mitigation, and a full basement. Located within the Saratoga Springs School District, the property is minutes from Saratoga National, the Saratoga Race Course, and downtown, with convenient access to I-87. Broker Owned

Getting Around

18
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal,Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Cooktop,Gas Water Heater,Humidifier,Microwave,Refrigerator,Tankless Water Heater,Washer/Dryer
  • Laundry features: Laundry Room,Upper Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Radon System,Walk-In Closet(s),Ceramic Tile Bath,Crown Molding,Kitchen Island
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 3,386

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Propane,Propane Tank Owned
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,386
  • Total interior livable area: 3,386 sqft

Kitchen

  • Level: First

Kitchen

  • Level: First

Loft

  • Level: Second

Property

Details

  • Parcel number: 415089
  • Zoning description: Single Residence
  • Special condition: Other

Features

  • Patio & porch: Patio
  • Exterior features: Lighting
  • Fencing: Wood,Partial,Privacy
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Deeded Water Access,Lake Front
  • Waterbody name: Saratoga Lake

Lot

  • Lot size: 8,712 sqft
  • Features: Sprinklers In Front,Views,Landscaped

Parking

  • Total spaces: 3
  • Parking features: Detached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Saratoga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,995$107,940
Home Insurance *$452$5,424
Property Taxes $1,882$22,584
Electricity $559$6,714
Total$11,888$142,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$407,588/yr
40% on housing$356,640/yr
45% on housing$317,013/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -6.7%
-6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 12866$448
Saratoga County$302

vs Homes Sold Last Month

Median $/sqft

ZIP 12866$330
Saratoga County$264

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$1,849,000
2025-08-26Listed for sale$1,899,000

New Construction

AgentRobert V Marini
BrokerageRob Mar Realty Inc

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